JFIFddDucky<zWASHINGTON - MARCH 28: Federal Reserve Chairman Ben Bernanke testifies before the Joint Economic Committee on Capitol Hill March 28, 2007 in Washington, DC. Despite concerns from members of the combined Senate and House committees about foreclosures, Bernanke told them that softness in sub-prime home mortgages has not appeared to be spread to the overall economy. 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