The story is by far my favorite from the team of Bethesda, too bad the game crashes all the time.
I like how your skill open up new dialog choices. It give the game some replay value for me. I also like the voice acting, which though not on par with Mass Effect is still a solid 8 out of 10 for me.
Now the let downs. I am really disappointed that you max out at level 20. On my first play through, once I got to level 20 I had very little incentive to continue to explore the world for more of the same encounter and treasure, knowing there was no where else to improve really. That would be the worst let down except for the crashes.
I have never had a game crash so often! I'm not just talking about an erroneous "dirty disk" error, I mean the game crashes and I have to shut down the 360 because I can't even get back to the dashboard! I know I have an older 360, but come on! That's why I like console games better. The hardware is set.
Anyway, I would have rated this a 9 except for the crashes. 9+ if there was no level limit.