Are you cheap?

I'm pretty cheap; I buy my clothes from Wal-Mart. Are you guys cheap? be honest -- there is no judgment here.

depends on the product.

Generally, yes. I tend to be a saver, and I don't like to tax myself.

There are generally three priorities when it comes to spending/saving money: Status, Security, and Freedom/Fun. My order is security, freedom/fun, status. I care very little about projecting status via wealth, although there is a floor that I want to maintain above.

I'm Scottish.

Yes and no.

I would sooner spend $50 on a good 8 oz steak than $20 on some cheap crap.

I like to cook, and I just bought myself a $400 Vitamix blender (worth every penny, btw) instead of some $50 blender from Target or whatever.

I like quality, in other words.

At the same time, I don't really treat myself that often. That blender? Probably the only major purchase I'll be making for a few months; it also helps that the blender will last me a couple decades.

The only thing I really spend my money on rent, bills, and groceries. I've had the same three $20 bills in my wallet for like a year lol.

There's nothing wrong with being cheap. I have my groceries delivered from Walmart... or Instacart with the premium price tag. Partly because I *hate people* for obvious reasons (people suck) but mostly because time is money and I would rather pay a premium on that and spend more time with my son then waste time unnecessarily browsing for items in a store.

Generally yes. I used to be cheap by necessity since I grew up very poor.

Now, after working myself up in to an economically comfortable positions, I am still cheap (but by choice), I do that to invest most of my income.

Those investment will afterwards help my kids when they grow up to go to college and have more opportunities in life.

But I will not buy frivolous things for them either. They will have to work for the things they like.

Yes. Can't really afford to be any other way.

I'm frugal, not cheap.

No, I am not cheap. I enjoy things of quality, as low quality things often do not last long. I do know how to save money though and I am not too frivolous with my savings.

For example, I want a new PC but I don’t blow my savings to buy one.

Ahhh I remember those days. I call them my "overdraft fee, paycheck-to-paycheck days".

Sucks man. Hang in there.

I never had you pegged as a misanthrope. Hmmmmm...😋

What's the fee for delivery, is it reasonable? I love people but I just don't like being around them lol so I might take advantage of delivery service.

I'd argue being frugal is a good quality, but being cheap isn't really a good thing. You often end up paying more in the long run due to poor quality, though sometimes it can be necessary to cut corners, so I get it.

I’m not cheap I just don’t do much of anything. Living alone with a small basic income,can’t splurge on anything much. Eventually going to get a roommate,probably next year? I treat myself here and there with a fast food joint,subscription to Gamepass,Disney+, Amazon,etc….. Don’t normally have much else left,surviving pay to pay.

I have a tendency to like nice things; from the clothes I wear to the food I eat, or an extravagant experience.

I'm more of a quality over quantity kind of guy, and I'm willing to spend a little extra money to have those things.

Just remember everyone, you get what you pay for!

Like what @comp_atkins said, it depends on the item. For me, I go by 3 rules on this:

1. The cheapest one will do.
2. Which one has the best value proposition?
3. I'm gonna spend a little more because I actually care here.

Lesson learned and hopefully, this advice will go along the way for all of you OT folks. One thing I stopped skimping on is shoes and boots. Most boots I have easily lasted 6-10 years which were expensive costing over $80-$100 example. And if you cheap out on shoes/boots like $10-$20, trust me, those shoes and boots will crack and warned down within a year or at the very least won't last 10 months.

I definitely look for the lowest price in things but because of what I'm looking for they often end up on not being the cheapest. I only buy no synthetic layered clothes, so no polyester or rayon underwear, jeans, shirts, etc. Of course I could give less of a damn about some things. For chemical items, I go for bargain brands, that include vinegars/baking sodas/soaps etc. It's really only filler and scents that the brands provide and I need it not.

And as always, you get what you pay for!

Yes, I am. Mainly because I have low finance. The only things I spend a lot of money on are things that I'm particularly interested in.

For everyday items and energy usage I'm extremely cheap.

If cheap is "why spend more when you can spend less for the same thing", then I am cheap.

It depends on the product, but I would usually rather pay a little extra for what I want rather than settle for something I'm not happy with. You only once once and if you have the money then why not. As long as there's enough to pay all the bills, put food on the table, and put a little back for saving then I say make yourself happy. You only have one life to live and you can't take it with tou when you're gone.

@davillain: you don't necessary get what you paid for. If you don't know the product and can't spot quality you can easily waste money on brand recognition.

"You get what you paid for" is true only when you understand the product you are buying.

A good example is clothes. If you understand what you are buying you can get much better quality for a moderately higher price.

But if you don't you can be paying ten times as much for the same product with a different brand.

I even buy from thrift store if it looks nice and buy cheap products if it meant it does the job but would not say I am cheap. I just spend money on food and things I like. Recently been off expensive food tho I am on a calorie deficit diet... which somehow could just be as expensive.

No, for example, I just bought an $800 Sega Saturn game. If I see something I like I will buy it.

Not trying to gloat or anything because I know all too well what it was like living week to week and having to watch my spendings.

I'm currently living comfortably, so I like to splurge on myself and my kids.

Summer clothes, yes. I usually look for a discount.

No. I Always make sure what I buy is of value and quality. This doesn't mean that I spend ridicolous amounts of money on useless things while cheaper alternatives are more appropriate and convincing. I'm not rich lol. But I won't spend money on something that is Bad.

Spendthrift

Depends. On clothing I'm cheap. I still look for quality but I won't spend much. And I make it last. All the other stuff not so much. With food I never go cheap.

Car parts/products? No. Everything else? Absolutely. I do get name brand things from time to time. I normally wait around for things to go on sale though....

Clothes are something I make sure to look for quality too. I don't want it to get Bad After a while. I want them to stay new.

And yes, you should definitly not be cheap on food.

Eh. Not really. I do splurge on certain things. I splurge on games, on clothes, accessories, shoes, makeup, feminine essentials, hair products, non-gaming electronics, cooking equipment, and certain foods. The thing about good cooking equipment is that it lasts a while. So while I do spend a chunk of cash upfront, I won't be replacing it for a while. Same with clothing. I like to buy things that won't ever go out of style. I'm not into designer purses because I really don't see the need to spend $300 on a purse. My purse only cost me $30, and it's served me well. It's a simple black purse that goes with everything (that's the key to fashion in general. Buy essential items that never go out of a style, and then maybe buy a few trendy things). I'd rather just spend the money elsewhere, like electronics, clothing, shoes, and hair products.

As far as foods. I'm generally smart with grocery shopping. I usually plan a menu based on what meat and veggies are on sale. If there's not a good meat sale, then I'll usually just get ground beef and chicken, since those are always going to be the cheapest meats. Sometimes, it's pricier like a nice sit in restaurant or ordering in some sushi. Though other times, I'll just get McDonalds, which is quick and cheap. I try not to eat out too much, because I'd just much rather cook.

My Scottish/Irish Grandpa had two great expressions for cheap people:

"He's so tight, you couldn't drive a flax seed up his ass with a sledgehammer"

and

"He's so cheap, he'd squeeze a nickel until the beaver shits himself" (Canadian nickels have a beaver on the tails side).

I wouldn't say I'm cheap but I don't like to overspend for simple stuff like Pizza or food. I tend to shop for deals and stay away from expensive things. Also I rarely buy a game day 1 unless it's one of my favorite franchises.