I owe like $4000 on my credit card and I havent been answering their phone calls for 2 months. So today I get a letter in the mail saying "your credit card has been disabled, cut up your credit card in half and send it back. Also pay your balance off. " and it was signed by some moron. .... ok? what for, what if I phone the moron and tell him I lost it, what the hell do they want my credit card back for especially since its been disabled for 2 months. My moms going to pay it off tomorrow so im going to mail a piece of paper to them in an envelope saying "its fully paid off, take this credit card and shove it up your ass and f*** off". Do you think they disprespected me by telling me to send it back to them when theres no point at ALL
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