Monthly. I cancel after subscribing because I don't know how long I'll use it for. Xbox live usually has $1 month or if you havn't purchased for a while they will give a discount.
A 1 week trial to get as much as I can out of the service as possible before cancelling.
Aside from that... depends. I think my only yearly subscription is PS+. But even with that I let it run out for a while before renewing it. I've done a few streaming services on a monthly basis. I just can't commit to a full year of those services because of how on and off I am with watching stuff.
But it really depends on how you see it. If I can cancel a subscription at any time and there are no cancellation fees midway through a contract, monthly. Otherwise, I stick with annual.
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