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I do work now. The only tip I can really give is, save a lot before you decide to spend on anything. Just spend wisely and save as much money as you can. It's always good to have a job you enjoy as well.
I am an IT manager.
Married to a teacher.
So no big bucks here, but we do alright.
money making tip? get a job, don't buy everything you want, invest a little and save a lot
No big bucks? Really?? IT managers have to make a decent amount and teachers make in the 80s or 90s?I am an IT manager.
Married to a teacher.
So no big bucks here, but we do alright.
money making tip? get a job, don't buy everything you want, invest a little and save a lot
TroubleMaker411
[QUOTE="TroubleMaker411"]No big bucks? Really?? IT managers have to make a decent amount and teachers make in the 80s or 90s?I am an IT manager.
Married to a teacher.
So no big bucks here, but we do alright.
money making tip? get a job, don't buy everything you want, invest a little and save a lot
urdead18
LMAO
Absolutely not.
Teachers in the UK, while they do well, are pretty underpaid.
I also work in a school, i am essentially employed by the local authority, and they really don't pay well!
But in this climate, education is steady work. i could get a better job, but i can't guarantee it'll be there in a year. and working in education, while it's crap pay, pays better than the rock n roll
No big bucks? Really?? IT managers have to make a decent amount and teachers make in the 80s or 90s?[QUOTE="urdead18"][QUOTE="TroubleMaker411"]
I am an IT manager.
Married to a teacher.
So no big bucks here, but we do alright.
money making tip? get a job, don't buy everything you want, invest a little and save a lot
TroubleMaker411
LMAO
Absolutely not.
Teachers in the UK, while they do well, are pretty underpaid.
I also work in a school, i am essentially employed by the local authority, and they really don't pay well!
But in this climate, education is steady work. i could get a better job, but i can't guarantee it'll be there in a year. and working in education, while it's crap pay, pays better than the rock n roll
Oh lol. Here in Canada teachers make around $95k after 10 years. Cops make a bit over $100k if they get to sarg. status. My bro makes $88k after 3 years of being a cop with overtime.I am an IT manager.
Married to a teacher.
So no big bucks here, but we do alright.
money making tip? get a job, don't buy everything you want, invest a little and save a lot
No big bucks? Really?? IT managers have to make a decent amount and teachers make in the 80s or 90s? Wow if I ever found a place that pays teacher that much (which is literally twice what I make) I'm packing my stuff and moving!Canada eh? I know that the Canadian dollar is worth significantly less than the American dollar, but I don't know how a cost-of-living difference would factor in.UT_WrestlerLmfao what? The Canadian dollar is worth $0.96 American. $100 Canadian is $96 American. $100,000 Canadian is $96,000 American. A while ago the Canadian dollar was worth more than the American for a bit. Sarcasm?
[QUOTE="UT_Wrestler"]Canada eh? I know that the Canadian dollar is worth significantly less than the American dollar, but I don't know how a cost-of-living difference would factor in.urdead18Lmfao what? The Canadian dollar is worth $0.96 American. $100 Canadian is $96 American. $100,000 Canadian is $96,000 American. A while ago the Canadian dollar was worth more than the American for a bit. Sarcasm? Several years ago it worth about half though...so it varies quite a but over time
[QUOTE="urdead18"][QUOTE="UT_Wrestler"]Canada eh? I know that the Canadian dollar is worth significantly less than the American dollar, but I don't know how a cost-of-living difference would factor in.rawsavonLmfao what? The Canadian dollar is worth $0.96 American. $100 Canadian is $96 American. $100,000 Canadian is $96,000 American. A while ago the Canadian dollar was worth more than the American for a bit. Sarcasm? Several years ago it worth about half though...so it varies quite a but over time I can remember it being less than $0.90 American, but then again I'm only 17. What year was it worth half? Also, I doubt that'll happen again. Our banks are some of the strongest in the world and we're your number one trading partner.
Well if the cost of living isn't a major deterrent, I might have to look into that.UT_WrestlerWell, we get taxed more, but I'm not sure how much more.
Then again, our healthcare is free...so...
EDIT: Apparently, in Ontario, if you make $96k, you get taxed $25,916. I don't know how much more that is than America.
Several years ago it worth about half though...so it varies quite a but over timerawsavon
The conversion rate of US dollar against foreign currencies are going through a roller coaster, they can change quite significantlyover a short period of time. We deal with it on a daily basis and just couldn't help but marvel how wildly the rate changes
[QUOTE="rawsavon"] You also have to consider your time as well though. At some point, it becomes not worth your time to do it. (now saving a hundred dollars in 30 min is obviously worth it in most cases...but I am just talking about being frugal in general) You have to 'pay yourself' for the time you spend on stuff. For example, I can change my own oil, but it is not worth it...I make more in that time working than it would cost to pay to have it done + all the hassle. So at some point being frugal is not really cost-effective...unless one considers their personal time worthlessXilePrincessVery true. I have a lot of excess time on my hands though, so a couple hours a week clipping coupons, price matching and checking what's on sale where is cost effective for me, as is doing a little research to find out about customer loyalty programs. Changing my oil or replacing a part in my car myself would definitely not be, I'd probably blow the car up or something and end up having to fork out 10 times as much to get all that fixed. I'm frugal in increments of a few dollars at a time, I would never take on some home reno project myself to save money if I knew I wouldn't do it right.
My lady does it as well. We get the local newspaper they left at our door step and it hasabook ofcoupons in them and she'll just organize it. If done right you could literally save a bundle
What. Teachers don't make $90k in Canada after 10 years. You'd be lucky if you were making $60k after spending a good long while, and starting salaries are in the $30k-$40k region.DJ_LaeI heard that they make good money out in the boonies though...like place where you have to get your winter supplies shipped in. Is that true or just a rumor
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