Do you work? Money making tips?

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SetYourGoaIs

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#1 SetYourGoaIs
Member since 2010 • 41 Posts
And if so, what's your occupation? And also feel free to give us some money making tips, if you have any :D
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rawsavon

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#2 rawsavon
Member since 2004 • 40001 Posts
Yes, accountant atm. But I have had several jobs (been working since I was 12) My tip is to get a job and then invest
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DJ_Lae

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#3 DJ_Lae
Member since 2002 • 42748 Posts
I'm a market analyst. Right now I'm assessing profitability in various sectors and how proper management can help small businesses succeed.
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UnknownElement4

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#4 UnknownElement4
Member since 2008 • 2603 Posts

I do work now. The only tip I can really give is, save a lot before you decide to spend on anything. Just spend wisely and save as much money as you can. It's always good to have a job you enjoy as well.

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XilePrincess

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#5 XilePrincess
Member since 2008 • 13130 Posts
I'm not some money-making machine or anything, but I can save money like there's no tomorrow. I spent half an hour today clipping coupons just out of the newspaper. Those should save my family a hundred bucks or so just right there, even more if I can get duplicates and stack them or I can find the coupon items on sale. If you're frugal, even if you don't MAKE more money, you'll still HAVE more money left over after you pay your expenses.
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TroubleMaker411

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#6 TroubleMaker411
Member since 2009 • 1445 Posts

I am an IT manager.

Married to a teacher.

So no big bucks here, but we do alright.

money making tip? get a job, don't buy everything you want, invest a little and save a lot

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UT_Wrestler

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#7 UT_Wrestler
Member since 2004 • 16426 Posts
Track coach and teacher. My advice to make money is to get an education and learn a valuable trade.
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urdead18

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#8 urdead18
Member since 2008 • 3630 Posts

I am an IT manager.

Married to a teacher.

So no big bucks here, but we do alright.

money making tip? get a job, don't buy everything you want, invest a little and save a lot

TroubleMaker411
No big bucks? Really?? IT managers have to make a decent amount and teachers make in the 80s or 90s?
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rawsavon

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#9 rawsavon
Member since 2004 • 40001 Posts
[QUOTE="XilePrincess"]I'm not some money-making machine or anything, but I can save money like there's no tomorrow. I spent half an hour today clipping coupons just out of the newspaper. Those should save my family a hundred bucks or so just right there, even more if I can get duplicates and stack them or I can find the coupon items on sale. If you're frugal, even if you don't MAKE more money, you'll still HAVE more money left over after you pay your expenses.

You also have to consider your time as well though. At some point, it becomes not worth your time to do it. (now saving a hundred dollars in 30 min is obviously worth it in most cases...but I am just talking about being frugal in general) You have to 'pay yourself' for the time you spend on stuff. For example, I can change my own oil, but it is not worth it...I make more in that time working than it would cost to pay to have it done + all the hassle. So at some point being frugal is not really cost-effective...unless one considers their personal time worthless
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TroubleMaker411

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#10 TroubleMaker411
Member since 2009 • 1445 Posts

[QUOTE="TroubleMaker411"]

I am an IT manager.

Married to a teacher.

So no big bucks here, but we do alright.

money making tip? get a job, don't buy everything you want, invest a little and save a lot

urdead18

No big bucks? Really?? IT managers have to make a decent amount and teachers make in the 80s or 90s?

LMAO

Absolutely not.

Teachers in the UK, while they do well, are pretty underpaid.

I also work in a school, i am essentially employed by the local authority, and they really don't pay well!

But in this climate, education is steady work. i could get a better job, but i can't guarantee it'll be there in a year. and working in education, while it's crap pay, pays better than the rock n roll

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urdead18

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#11 urdead18
Member since 2008 • 3630 Posts

[QUOTE="urdead18"][QUOTE="TroubleMaker411"]

I am an IT manager.

Married to a teacher.

So no big bucks here, but we do alright.

money making tip? get a job, don't buy everything you want, invest a little and save a lot

TroubleMaker411

No big bucks? Really?? IT managers have to make a decent amount and teachers make in the 80s or 90s?

LMAO

Absolutely not.

Teachers in the UK, while they do well, are pretty underpaid.

I also work in a school, i am essentially employed by the local authority, and they really don't pay well!

But in this climate, education is steady work. i could get a better job, but i can't guarantee it'll be there in a year. and working in education, while it's crap pay, pays better than the rock n roll

Oh lol. Here in Canada teachers make around $95k after 10 years. Cops make a bit over $100k if they get to sarg. status. My bro makes $88k after 3 years of being a cop with overtime.
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UT_Wrestler

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#12 UT_Wrestler
Member since 2004 • 16426 Posts
[QUOTE="urdead18"][QUOTE="TroubleMaker411"]

I am an IT manager.

Married to a teacher.

So no big bucks here, but we do alright.

money making tip? get a job, don't buy everything you want, invest a little and save a lot

No big bucks? Really?? IT managers have to make a decent amount and teachers make in the 80s or 90s?

Wow if I ever found a place that pays teacher that much (which is literally twice what I make) I'm packing my stuff and moving!
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UT_Wrestler

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#14 UT_Wrestler
Member since 2004 • 16426 Posts
Canada eh? I know that the Canadian dollar is worth significantly less than the American dollar, but I don't know how a cost-of-living difference would factor in.
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urdead18

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#15 urdead18
Member since 2008 • 3630 Posts
Canada eh? I know that the Canadian dollar is worth significantly less than the American dollar, but I don't know how a cost-of-living difference would factor in.UT_Wrestler
Lmfao what? The Canadian dollar is worth $0.96 American. $100 Canadian is $96 American. $100,000 Canadian is $96,000 American. A while ago the Canadian dollar was worth more than the American for a bit. Sarcasm?
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awesomeface

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#16 awesomeface
Member since 2007 • 3661 Posts
Yeah, working at McDonald`s. I think it`s time for a new job though. What i do to save money is keep all my pennies in an Egg Nog carton and all my nickels and dimes in coke cans. I have $24 in nickels and dimes (I would have $54 but I donated $30), and I have too many pennies to count.
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nocoolnamejim

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#17 nocoolnamejim
Member since 2003 • 15136 Posts
Opportunity Consultant. The tips for doing well in the work world aren't terribly different from doing well in school. Don't fall behind. Do your homework. If at any point, you're not understanding something, either raise your hand and ask or see the teacher for clarification afterwards. Find ways to get along with your peers and be respectful to your superiors. etc.
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rawsavon

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#18 rawsavon
Member since 2004 • 40001 Posts
[QUOTE="UT_Wrestler"]Canada eh? I know that the Canadian dollar is worth significantly less than the American dollar, but I don't know how a cost-of-living difference would factor in.urdead18
Lmfao what? The Canadian dollar is worth $0.96 American. $100 Canadian is $96 American. $100,000 Canadian is $96,000 American. A while ago the Canadian dollar was worth more than the American for a bit. Sarcasm?

Several years ago it worth about half though...so it varies quite a but over time
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UT_Wrestler

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#19 UT_Wrestler
Member since 2004 • 16426 Posts
Well if the cost of living isn't a major deterrent, I might have to look into that.
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urdead18

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#20 urdead18
Member since 2008 • 3630 Posts
[QUOTE="urdead18"][QUOTE="UT_Wrestler"]Canada eh? I know that the Canadian dollar is worth significantly less than the American dollar, but I don't know how a cost-of-living difference would factor in.rawsavon
Lmfao what? The Canadian dollar is worth $0.96 American. $100 Canadian is $96 American. $100,000 Canadian is $96,000 American. A while ago the Canadian dollar was worth more than the American for a bit. Sarcasm?

Several years ago it worth about half though...so it varies quite a but over time

I can remember it being less than $0.90 American, but then again I'm only 17. What year was it worth half? Also, I doubt that'll happen again. Our banks are some of the strongest in the world and we're your number one trading partner.
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XilePrincess

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#21 XilePrincess
Member since 2008 • 13130 Posts
[QUOTE="rawsavon"] You also have to consider your time as well though. At some point, it becomes not worth your time to do it. (now saving a hundred dollars in 30 min is obviously worth it in most cases...but I am just talking about being frugal in general) You have to 'pay yourself' for the time you spend on stuff. For example, I can change my own oil, but it is not worth it...I make more in that time working than it would cost to pay to have it done + all the hassle. So at some point being frugal is not really cost-effective...unless one considers their personal time worthless

Very true. I have a lot of excess time on my hands though, so a couple hours a week clipping coupons, price matching and checking what's on sale where is cost effective for me, as is doing a little research to find out about customer loyalty programs. Changing my oil or replacing a part in my car myself would definitely not be, I'd probably blow the car up or something and end up having to fork out 10 times as much to get all that fixed. I'm frugal in increments of a few dollars at a time, I would never take on some home reno project myself to save money if I knew I wouldn't do it right.
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Wilfred_Owen

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#22 Wilfred_Owen
Member since 2005 • 20964 Posts
Yes. I work. What I do however will remain with me.
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urdead18

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#23 urdead18
Member since 2008 • 3630 Posts

Well if the cost of living isn't a major deterrent, I might have to look into that.UT_Wrestler
Well, we get taxed more, but I'm not sure how much more.

Then again, our healthcare is free...so...

EDIT: Apparently, in Ontario, if you make $96k, you get taxed $25,916. I don't know how much more that is than America.

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rawsavon

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#24 rawsavon
Member since 2004 • 40001 Posts
[QUOTE="urdead18"][QUOTE="rawsavon"][QUOTE="urdead18"] Lmfao what? The Canadian dollar is worth $0.96 American. $100 Canadian is $96 American. $100,000 Canadian is $96,000 American. A while ago the Canadian dollar was worth more than the American for a bit. Sarcasm?

Several years ago it worth about half though...so it varies quite a but over time

I can remember it being less than $0.90 American, but then again I'm only 17. What year was it worth half? Also, I doubt that'll happen again. Our banks are some of the strongest in the world and we're your number one trading partner.

Around 10 years ago I think (give or take)
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#25 ariz3260
Member since 2006 • 4209 Posts

Several years ago it worth about half though...so it varies quite a but over timerawsavon

The conversion rate of US dollar against foreign currencies are going through a roller coaster, they can change quite significantlyover a short period of time. We deal with it on a daily basis and just couldn't help but marvel how wildly the rate changes

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ariz3260

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#26 ariz3260
Member since 2006 • 4209 Posts

[QUOTE="rawsavon"] You also have to consider your time as well though. At some point, it becomes not worth your time to do it. (now saving a hundred dollars in 30 min is obviously worth it in most cases...but I am just talking about being frugal in general) You have to 'pay yourself' for the time you spend on stuff. For example, I can change my own oil, but it is not worth it...I make more in that time working than it would cost to pay to have it done + all the hassle. So at some point being frugal is not really cost-effective...unless one considers their personal time worthlessXilePrincess
Very true. I have a lot of excess time on my hands though, so a couple hours a week clipping coupons, price matching and checking what's on sale where is cost effective for me, as is doing a little research to find out about customer loyalty programs. Changing my oil or replacing a part in my car myself would definitely not be, I'd probably blow the car up or something and end up having to fork out 10 times as much to get all that fixed. I'm frugal in increments of a few dollars at a time, I would never take on some home reno project myself to save money if I knew I wouldn't do it right.

My lady does it as well. We get the local newspaper they left at our door step and it hasabook ofcoupons in them and she'll just organize it. If done right you could literally save a bundle

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DJ_Lae

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#27 DJ_Lae
Member since 2002 • 42748 Posts
What. Teachers don't make $90k in Canada after 10 years. You'd be lucky if you were making $60k after spending a good long while, and starting salaries are in the $30k-$40k region.
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rawsavon

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#28 rawsavon
Member since 2004 • 40001 Posts
What. Teachers don't make $90k in Canada after 10 years. You'd be lucky if you were making $60k after spending a good long while, and starting salaries are in the $30k-$40k region.DJ_Lae
I heard that they make good money out in the boonies though...like place where you have to get your winter supplies shipped in. Is that true or just a rumor