Have you bought your own house yet?

Just bought a house, my first one, and I'm wondering what other people's experiences have been. Did you find it stressful orexciting, etc? Any general tips?

My wife and I bought our house a year after getting married. Everything seemed to work out like it was meant to be. I love owning our house. Sure keeping up with it can be exhausting, but when you step back and look at what you have it fills me with a great appreciation for what I'm working so hard for.

Unfortunately not, I am still searching for a castle of sorts that suits my needs.

Something sufficiently gloomy and decayed so as to permit me to earn a a wage scaring the living.

my wife already owned a house when i met her but we moved to my parents old place after they passed away.

1. I don't have inheritance
2. I am not married and my girlfriend is no better off then me
3. I don't want to be in dept
4. I don't earn that much
5. I am not good at saving and even if I was to save, at the avarage wage being around 11, 15k (uk pounds) per annum, you'll need to save for about 40 years or run a mortage (see I don't want dept) when we got what they would call 'affordable housing' going from 120k and that's for something with rooms the size of wardrobes.

I normally live in tanancy. If I really, really wanted to get my own place it'll have to be with my girlfriend, but then we just can't afford it unless she gets a job, as currantly she is on disability allowance and if she lives in the same house as me as my partner, then they stop her funding, or most of it, can't quite recall.

Not within my age or wallet range right now, but I'm inheriting two houses when I turn 18. It's kind of exciting, I guess.SeraphimGoddess

I've owned a house for 3 years now. The biggest thing I can tell you is if you have extra money to throw at principal, do it.

yeah. it was the most stressful thing i've ever doneJandurin

Are you referring to closing?

Bought at the top of the bubble and had to sell at the bottom (new job in new city) ...FMLrawsavon

Evil_Saluki

[QUOTE="Jandurin"]yeah. it was the most stressful thing i've ever donezmbi_gmr

Are you referring to closing?

[QUOTE="rawsavon"]Bought at the top of the bubble and had to sell at the bottom (new job in new city) ...FMLJandurin

No, and tbh I doubt I ever will... at least not in England.

My parents both passed away when I was a wee child (not worth getting sad about), and they were rather on the richer end. So they left a bunch of stuff to me when I turn 18. Nope, 16, with the mind of a 40 year old.SeraphimGoddess

[QUOTE="rawsavon"]Bought at the top of the bubble and had to sell at the bottom (new job in new city) ...FMLJandurin

Evil_Saluki

Damn 16 years old. Totally thought you were older >_>Jandurin

Not yet. I need a job first.

I can't move up north to where my girlfriend is in Dudley, Midlands. I'm a surfer, it says it all. This is the ONLY place to surf in the UK and I prefer it to Australia, France and Hawaii.Evil_Saluki

[QUOTE="HitomiChan"]hmm.. im hoping i could pay a down for this cute little house in tagaytay.. XD.. Sigh_han

[QUOTE="Sigh_han"][QUOTE="HitomiChan"]hmm.. im hoping i could pay a down for this cute little house in tagaytay.. XD.. HitomiChan

[QUOTE="rawsavon"] So did I. Sorry about your parents as well :(SeraphimGoddess

[QUOTE="HitomiChan"][QUOTE="Sigh_han"] You just like it because it has gay in the name, don't you? :PGswSir

[QUOTE="zmbi_gmr"]

[QUOTE="Jandurin"]yeah. it was the most stressful thing i've ever doneJandurin

Are you referring to closing?

Yeah I'd say that could be stressful. Our biggest issue was with our first realtor. He was a joke. After showing us houses that we weren't happy with he became quite rude to us. He sorta yelled at my wife one day, and well let's just say that I told him we would allow our time with him to run out before searching for anymore houses. About a week or two after our contract with him expired my Aunt found a house in her old neighborhood that was new on the market. We did a walk through, fell in love with it and then went through a realtor that my in-laws were friends with. He held our hands through the process, and we couldn't have been happier. The only issue we had with purchasing was getting the sellers to put in a radon filter since there were sorta high levels of radon found in the house. They hesitated at first to pay for it, but they eventually realized that if it wasn't done for us then the next home buyer would probably ask for the same thing. The sellers were in a pickle with their new house ( they were building their new home), and bad weather conditions held up the construction. So we volunteered to rent back for 1 - 3 months, and that allowed us to save more money for furniture and such. We were living in my in-laws house at the time. I really lucked out with the whole house buying thing. Sorry a tree fell on your house. That's one of my biggest fears. We have a large Maple out front that if it would fall into our house it would do a lot of damage. I hope it never happens. Luckily your tree falling didn't do a lot of damage.

Yeah I'd say that could be stressful. Our biggest issue was with our first realtor. He was a joke. After showing us houses that we weren't happy with he became quite rude to us. He sorta yelled at my wife one day, and well let's just say that I told him we would allow our time with him to run out before searching for anymore houses.

zmbi_gmr

It's what we do when we're not throwing sexy pillow fight sleep-overs on trampolines.SeraphimGoddess

[QUOTE="Evil_Saluki"]I can't move up north to where my girlfriend is in Dudley, Midlands. I'm a surfer, it says it all. This is the ONLY place to surf in the UK and I prefer it to Australia, France and Hawaii.Jandurin

There are quite a few places on the South West, and along the west coast line facing the Atlantic. In the summer the water is quite pleasent around June-July and you can get away with just a rash vest but other times you need a wetsuite, then for the Autumn and Winter (which is unfortunatly where our better surf seasons start) your going to need a nice thick suite, gloves and boots and one of those hoods that made you look like a **** Like this winter surfer below -

You get a lot of flat days during the summer then swell reaching avarage of 2.5ft to 6ft, but in Autumn and Winter it can go as high as 16ft. Only for the brave, a UK 16ft wave looks much more scary then your San Diago California wave, ours are black and evil, cold things that come at you all nasty, with another one following directly behind it.

What I like about UK surf is how clear the water is, no giant monsters, funny colored fish, less sharks and none of that stuff with stings so painful it makes you want to have a limb amputated just to relieve the pain. Worst we have is seals that come up and nip your ankles like a naughty sheep dog.

I'm currently at the financial proof stage where I need to get all my information toghether and get it to the bank. Closing is in the next few weeks, so nothing is for sure yet.

[QUOTE="SeraphimGoddess"]It's what we do when we're not throwing sexy pillow fight sleep-overs on trampolines.Jandurin

You get a lot of flat days during the summer then swell reaching avarage of 2.5ft to 6ft, but in Autumn and Winter it can go as high as 16ft. Only for the brave, a UK 16ft wave looks much more scary then your San Diago California wave, ours are black and evil, cold things that come at you all nasty, with another one following directly behind it.

What I like about UK surf is how clear the water is, no giant monsters, funny colored fish, less sharks and none of that stuff with stings so painful it makes you want to have a limb amputated just to relieve the pain. Worst we have is seals that come up and nip your ankles like a naughty sheep dog.

[QUOTE="Jandurin"][QUOTE="SeraphimGoddess"]It's what we do when we're not throwing sexy pillow fight sleep-overs on trampolines.SeraphimGoddess

[QUOTE="zmbi_gmr"]

Yeah I'd say that could be stressful. Our biggest issue was with our first realtor. He was a joke. After showing us houses that we weren't happy with he became quite rude to us. He sorta yelled at my wife one day, and well let's just say that I told him we would allow our time with him to run out before searching for anymore houses.

Jandurin

Yeah I know that now. Didn't realize it when I started though.

Yeah I know that now. Didn't realize it when I started though.

zmbi_gmr

[QUOTE="Jandurin"] No. GIRLS ARE THE ICKY ONES :'(HitomiChan

Nuh-uh, you're all made from slugs and snails and puppy dog tails! That's a lot more icky than sugar, spice, and everything nice. :XSeraphimGoddess