Have you ever gone through credit/debit card fraud?

Because I just recently have gone through this myself. It started all the way back in August, when someone used my credit/debit card to buy stuff from Walmart and several other stores without my permission. Has anyone else here been the victim of card fraud here like I just did??

Luckily, I've experienced it only once. My credit card company contacted me to tell me someone in some country like Belarus -- I'm in Midwest USA -- had used my card to buy about $300 in lingerie. I told the card agent that while that wasn't me, I tipped my hat to whoever it was.

Yes, last year someone swept my bank account clean using my debit card online in a betting shop. I had around 3 month salaries saved. Got the money back within a week. They put my money on a 3rd guy's credit (account made with his lost/stolen ID), and then withdrew the cash. As I then learned, you can do that in my shitty country just by walking into a betting shop and stating your account ID number. At least that's what Mr. cop said.

I got a random text about suspicious activity on my account. First thing I did was not click the link in the text out of fear it was a phishing scam, and called the number on my bank's debit / credit card instead.

They confirmed someone tried using my card once to buy something expensive but the bank blocked it, I think one $100'ish charge went through but was reversed after I contacted the bank, they blocked the attempted use of a bigger charge for several hundred dollars thereafter, as well as a couple smaller charges people use to test out the charges.

I think these charges got flagged particularly because they were across the country at department stores and the sums triggered an alert.

In the end I got a new card in a few days but had to update all the billing information for every service I used it on (Netflix, Hulu, Xbox, cellphone, etc). I never lost anything as a result.

A thing to consider is many point of sales systems store CC info and many businesses don't have the most secure storage that hides this info. So your local fast food restaurant or stores with low paid employees have access to all the data they need to replicated these cards and all the economic compulsion to use it. Or big retailers get hacked too and this stuff gets comprised. It might be a good reason to look into secure payment systems where you make a one way transactional paths that can't be exploited by repeating charges on them.

Not yet thank God. But I get spam calls and email. They sure do try. But, I'm hip to their antics.

Yes, I was travelling to Korea and I knew I didn't need a visa.

I didn't do the proper research and, only when arrived to the transfer, I realized I need an electronic travel authorization.

I was in a rush so I google how to get it, did all of the paper work and paid through the credit card (100usd) which I thought was too expensive, but I was in a complete rush to make the flight.

I never got the authorization, because the link I have clicked on was a google sponsored link to a scammer that was imitating the Korean government official page.

So I actually gave 100 usd to a scammer, together with my credit card information (that I had to cancel soon afterwards), miss the flight and ended up stranded in Los Angeles (in one of the few days a year that los Angeles has bad weather)

Really bad experience and I am still angry with google for being sponsored by a scammer.

Been the victim of? No, luckily!

My ex got a call from her bank, though, after we returned from Serbia. They asked whether she'd been to the Philippines in the last couple of hours. She hadn't.

She got her money back (about 400 euros equivalent, I think) and we learnt that it's best not to use unmarked cash machines (ATMs) when travelling.

No, but I get barraged with phone calls attempting to do it from Indian scam centers.

It's usually a nice excuse to be extremely rude and wish ill on someone so generally look forward to it.

Fortunately, so far it has not touched me.

Kinda. Not sure how my debit card info was compromised (Although I could take a guess. Most likely, a credit card reader at the pump of a gas station that I visited most likely was tampered with), but someone or people started buying lots of things after acquiring my debit card info. I got a notification on my phone that some suspicious activity was going on with my debit card, and when I looked, I noticed about $2000 was taken out of my bank account, leaving me about $400 in the hole. I was surprised since I didn't think my bank would allow a withdrawal exceeding the remaining balance of my account, let alone $400 beyond.

Whoever the person was, they bought an Apple product costing $700, paid off a T-Mobil bill that was $400, bought a bunch of unknown merchandise between New York, Ohio, and California costing around $500 altogether, visited multiple gas stations in Ohio (Particularly around Cincinnati) making purchases that was about $170, paid off some utility bills about $230, a big order from Pizza Hut that cost about $70, and strangely bought A LOT of birth certificates costing damn near $100 altogether, which happened to be what triggered my bank finally realizing something was wrong. Thankfully, after explaining the situation to my bank, they reversed all the unauthorized purchases to my account which returned all my money back, canceled that debit card, and sent me a new one....

No

No, but I also pay for LifeLock, use 2FA for pretty much everything, and have notifications set for each transaction on my credit cards. I also rarely ever use my debit unless I'm using an ATM (which is very rare when I need cash).

Few years ago someone used my debit card for Verizion and charged $200. The Bank of america employee thought I had done it myself though we had Spectrum at the time. Was able to get my money and a new bank card. Another time I had used Klarna for buying a gaming chair from GTRacing and I got an email from James Avery for $40. Checked my Klarna account and saw no such order existed. Got a new card earlier this year and took 6 weeks to finally get the $40 back into my account. I use PayPal instead of my debit card if it's available since I have an account with them.