"Reverse Darwinism,survival of the most idiotic"

It seems like today in the U.S. the rules of logic have kinda changed.

The weak are supposed to fail right? Only the strong survive...

Tell me,how does it make sense to help delinquent people who don't pay their bills keep their homes?

It seems like there is no sense of right and wrong anymore.I was taught growing up that if you save your money and don't go off buying things you can't afford and running up credit card debt then you will have no financial problems, and that you will eventually get everything you want if you work hard.

People who run up their credit card debt deserve to have consequences come to them. That's how people learn. If everyone is given everything they want without earning it, then why even strive for good things? These people who charge everything and don't pay do it because they are selfish and impatient.They want everything and they want it for free.

Credit is exactly what it says. It's not money on hand,instead it's money being temporarily ended so that people don't have to go to store like Best Buy with $2,000 cash in their wallet so they can buy a T.V.

My entire discussion is concerning how George Bush intends to help everyone with their debt in one of his last speeches on the economy.

Lastly, I took my quote from Jurassic Park III. Watched it on TBS the other day and I just loved that quote.

I don't want to plagiarise. :P

yep, that's the social net my friend, no matter what, society will catch you in some way or another.

Survival of the fittest doesn't apply to the human race anymore, we've created our own laws and rules.

People who run up their credit card debt deserve to have consequences come to them.ParadiseAwaits

What about families? Should kids share in the consequences of their parents' financial mistakes?

It seems like today in the U.S. the rules of logic have kinda changed.

The weak are supposed to fail right? Only the strong survive...

Tell me,how does it make sense to help delinquent people who don't pay their bills keep their homes?

It seems like there is no sense of right and wrong anymore.I was taught growing up that if you save your money and don't go off buying things you can't afford and running up credit card debt then you will have no financial problems, and that you will eventually get everything you want if you work hard.

People who run up their credit card debt deserve to have consequences come to them. That's how people learn. If everyone is given everything they want without earning it, then why even strive for good things? These people who charge everything and don't pay do it because they are selfish and impatient.They want everything and they want it for free.

Credit is exactly what it says. It's not money on hand,instead it's money being temporarily ended so that people don't have to go to store like Best Buy with $2,000 cash in their wallet so they can buy a T.V.

My entire discussion is concerning how George Bush intends to help everyone with their debt in one of his last speeches on the economy.

Lastly, I took my quote from Jurassic Park III. Watched it on TBS the other day and I just loved that quote.

I don't want to plagiarise. :P

ParadiseAwaits

[QUOTE="ParadiseAwaits"]People who run up their credit card debt deserve to have consequences come to them.Oleg_Huzwog

What about families? Should kids share in the consequences of their parents' financial mistakes?

Are you advocating that it's okay to steal?

When you charge debt and don't pay your creditors you are stealing. You don't own what you bought.

And you're defending it...

[QUOTE="ParadiseAwaits"]People who run up their credit card debt deserve to have consequences come to them.Oleg_Huzwog

What about families? Should kids share in the consequences of their parents' financial mistakes?

Why should I & the rest of the taxpayers "share in the consequences of their parent's financial mistakes?". I really don't like the idea of going to work so I can help pay for SOMEONE ELSE'S house.

[QUOTE="Oleg_Huzwog"]

[QUOTE="ParadiseAwaits"]People who run up their credit card debt deserve to have consequences come to them.1blackhearted1

What about families? Should kids share in the consequences of their parents' financial mistakes?

Why should I & the rest of the taxpayers "share in the consequences of their parent's financial mistakes?". I really don't like the idea of going to work so I can help pay for SOMEONE ELSE'S house.

Banks do that, don't they? If you fail to pay the bank sells it...You don't pay taxes for that.

Are you advocating that it's okay to steal?

When you charge debt and don't pay your creditors you are stealing. You don't own what you bought.

And you're defending it...

ParadiseAwaits

I have not stated my position on the subject. I only questioned your simplistic view of "Person A screwed up, so Person A should face the consequences."

Person A may indeed be at fault, but when your talking about families facing foreclosures, suddenly Persons B, C, D, and E are all thrown out on the street along with A. Person A screwed up, but Person A isn't the only one to face the consequences.

[QUOTE="ParadiseAwaits"]People who run up their credit card debt deserve to have consequences come to them.Oleg_Huzwog

What about families? Should kids share in the consequences of their parents' financial mistakes?

of course. I mean, its wrong, but hey thats the parents' fault.

I agree with the topic creator...people need to stop spending money they dont have. Thats why I use my debit card, cash, and checks and hardly ever use my credit card.

To me, credit cards are for emergencies and credit is for making large purchases. When my Jeep breaks down and I need to pay 700 dollars in repairs that I dont have (but I will in one week after my paycheck), then I use a credit card. When I want to buy a video game or even a computer, I use my debit card AFTER checking how much I have saved up.

Unfortunately, having no credit is worse than having bad credit supposedly and I think I will regret the day when I buy a house. Thats just the society we live in though. No one wants to work hard and endure through tough times for a few years while their wealth accumulates...they wanna spend spend spend.

wtf is Dawinism?-Asterisk

Summary - Charles Darwin - Survival of the fittest - evolution

I have not stated my position on the subject. I only questioned your simplistic view of "Person A screwed up, so Person A should face the consequences."

Person A may indeed be at fault, but when your talking about families facing foreclosures, suddenly Persons B, C, D, and E are all thrown out on the street along with A. Person A screwed up, but Person A isn't the only one to face the consequences.

Oleg_Huzwog

So if a person is a parent and charges debt, then they have no obligation to repay that debt?

[QUOTE="Oleg_Huzwog"]

[QUOTE="ParadiseAwaits"]People who run up their credit card debt deserve to have consequences come to them.mrbojangles25

What about families? Should kids share in the consequences of their parents' financial mistakes?

of course. I mean, its wrong, but hey thats the parents' fault.

I agree with the topic creator...people need to stop spending money they dont have. Thats why I use my debit card, cash, and checks and hardly ever use my credit card.

To me, credit cards are for emergencies and credit is for making large purchases. When my Jeep breaks down and I need to pay 700 dollars in repairs that I dont have (but I will in one week after my paycheck), then I use a credit card. When I want to buy a video game or even a computer, I use my debit card AFTER checking how much I have saved up.

Unfortunately, having no credit is worse than having bad credit supposedly and I think I will regret the day when I buy a house. Thats just the society we live in though. No one wants to work hard and endure through tough times for a few years while their wealth accumulates...they wanna spend spend spend.

What if you want to buy a 360 or something and make payments on it? There is nothing wrong with that, if you can afford the payments.....

wtf is Dawinism?-Asterisk

Survival of the fittest, natural selection, evolution, etc.

[QUOTE="Oleg_Huzwog"]

I have not stated my position on the subject. I only questioned your simplistic view of "Person A screwed up, so Person A should face the consequences."

Person A may indeed be at fault, but when your talking about families facing foreclosures, suddenly Persons B, C, D, and E are all thrown out on the street along with A. Person A screwed up, but Person A isn't the only one to face the consequences.

ParadiseAwaits

So if a person commits a crime and they happen to be a parent, then that person should only get a slap on the rist/ and or free checks from the government. :P

Is being in debt a crime? Missing a payment isn't a crime either.

[QUOTE="-Asterisk"]wtf is Dawinism?the_foreign_guy

Summary - Charles Darwin - Survival of the fittest - evolution

Oh Darwinism.

[QUOTE="1blackhearted1"][QUOTE="Oleg_Huzwog"]

[QUOTE="ParadiseAwaits"]People who run up their credit card debt deserve to have consequences come to them.TallicaFan2005

What about families? Should kids share in the consequences of their parents' financial mistakes?

Why should I & the rest of the taxpayers "share in the consequences of their parent's financial mistakes?". I really don't like the idea of going to work so I can help pay for SOMEONE ELSE'S house.

Banks do that, don't they? If you fail to pay the bank sells it...You don't pay taxes for that.

What Bush wants is a goverment bailout for people who have a mortgage they really can't afford. He wants to minimize any losses the banks my take. In case you don't know it a goverment bailout costs the taxpayers money.

The movie idiocracy comes to mind.

[QUOTE="TallicaFan2005"][QUOTE="1blackhearted1"][QUOTE="Oleg_Huzwog"]

[QUOTE="ParadiseAwaits"]People who run up their credit card debt deserve to have consequences come to them.1blackhearted1

What about families? Should kids share in the consequences of their parents' financial mistakes?

Why should I & the rest of the taxpayers "share in the consequences of their parent's financial mistakes?". I really don't like the idea of going to work so I can help pay for SOMEONE ELSE'S house.

Banks do that, don't they? If you fail to pay the bank sells it...You don't pay taxes for that.

What Bush wants is a goverment bailout for people who have a mortgage they really can't afford. He wants to minimize any losses the banks my take. In case you don't know it a goverment bailout costs the taxpayers money.

Wow I actually support a Bush policy....

Wow I actually support a Bush policy....TallicaFan2005

How can anyone who is intelligent believe it is okay for a person to be able to have the same things as another person who works hard for what they've earned and pays their bills?

Let me put it into Layman's Terms so can understand it.

Let's say there's John who works 40 hours a week or more, saves his money, and has a nice house and pays his mortgage.

While there's Steve who works also, but goes partying alot and buys things he can't afford with credit. Steve also has a house, but he does not pay his mortgage anymore.

Steve will not lose his house because George Bush says that people like him should have their debt forgiven, while John continues to pay his mortgage every month.

Why do you think it's okay to punish people who do the right thing?

So if a person is a parent and charges debt, then they have no obligation to repay that debt?ParadiseAwaits

Of course they have an obligation to repay the debt. But what if they can't for whatever reason (lost a job, major medical expense, etc.)? Do you really think the best solution is to say, "Sorry for your troubles, but hey - life's a b****. You and your family have 30 days to vacate the premises."?

Young people shouldn't have credit cards. Most of them are irresponsible. Granted there are the ones that actually use it responsibly, but many think it's free money.metallica_fan42

Many people come out of college thinking they are going to make a lot of money and end up not. So, many have to use it for the necessities or things they think they will pay off one day. It doesn't make it a good idea though.

And the Democrats have become the party of illegal alien bailout and african american welfare bailout. So, others being bailed out is just par for the course we are currently on.