@Solaryellow said:
@judaspete said:
Medicare is a government run program, and most people like it. Obamacare was a government marketplace that attempted to provide access to private insurance for individuals who's employers did not provide health coverage.
It would have been much simpler to make Medicare available to everyone, but Obama is a realist and knew that was not politically viable at the time. So he used the conservative plan, Romneycare (or Nixonicare if you really know your history) as a base, figuring it was better than nothing.
You've spoken to 50% + 1 when it comes to those on medicare? I won't make such a bold assertion like you but the people I speak to who have to use a government program (regardless of what it is) generally have quite a few unfavorable things to say. The ACA was promoted as one thing but numerous people have found it to be a nightmare whether speaking of increasing premiums, not being able to keep a doctor, the government deciding your policy isn't what you need, etc..,
Alright, here's some studies and polls:
http://www.commonwealthfund.org/publications/press-releases/2009/may/elderly-medicare-beneficiaries-give-their-coverage-higher-ratings
http://www.cnbc.com/2015/07/16/medicare-medicaid-popularity-high-ahead-of-birthday.html
But I know a lot of people prefer anecdotes and personal experiences these days since the MSM is lying to us or something, so here you go:
I have private insurance through my employer, not Obamacare. It's a family plan for myself, wife, and daughter. Our rate is going up $150 per month this year. It goes up every year, and has since long before ACA came around, but this jump is a big one.
My wife has a pre-existing condition. Before the ACA, my insurance tried to use that as an excuse to deny coverage for EVERYTHING she submitted. We were on a group plan so that should not have mattered anyway, but they were hoping we wouldn't know any better. My wife has an emphasis in Health and Medical policy, so she had the know-how to fight all of it. All of that nonsense stopped after the passage of the ACA.
However, when my wife got pregnant, the started the shenanigans up again and over those 9 months tried to deny coverage for what came to around $25,000 in pregnancy related medical bills. My wife once again spent hours on the phone explaining to insurance reps how to do their own jobs, and we paid about $5,000 out of pocket in the end.
My point is, everything you have heard of happening with Medicare, happens with private insurance as well. In fact, private insurance has the added benefit of adding to the administrative costs to hospitals because, with so many insurance companies, each having a multitude of plans, they have to spend a ton of time and money just navigating the whole mess.
Log in to comment