So I'm really loving Steam but am slightly concerned about their VAC banning. I've seen SOOO many posts on many different forums about people who have been banned but claim to have never cheated. Can this really happen? I saw one guy who said that he'd been using steam for 4 years and just recently got banned. I cannot imagine using a service for so long only to lose everything for something you didn't do.
Anyways, I'm never going to cheat in an online game, but I'm wondering what I could do wrong by accident that could cause a VAC ban. For example, earlier this month I let a friend use my credit card to buy a game. He tried to and it didn't work, so I ended up just gifting the game through my account. My account then gets disabled because I used a credit card on a different account. How does this even make sense? What if I let my wife use OUR credit card on her steam account? Would I get banned? Would she get banned? (theoretical).
Anyways, I'd just like to get some thoughts from some long time steam users. I'd also really appreciate advice for things that I should avoid (i.e. certain game servers, obviously not tampering with files, etc). Thanks in advance.
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