First and foremost, your internet speeds determines how fast you receive data from a website.
Second, a better video card is not going to help websites load faster. They are working on options like that that will help increase website animation, but not loading speeds.
Third, multitasking on a single core CPU or a slow clocked dual core can effect page loading times since the browser is handled by the CPU and if your doing a lot of CPU based stuff that will cause whole system slow down.
Fourth thing that can cause it is your hard drive/RAM. If you are running low on available RAM than your PC will start paging information to the HDD. Also, when you go to websites that you frequent the HDD has to read the local cache(from your PC) on those websites. So if you have a slow hard drive and are trying to visit multiple websites this can effect loading times.
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