Getting new PS3 and HDTV This Weekend!!

Everything you suggested will be fine and work great for the PS3...

But let me talk to you about something...credit cards are evil, and you are basically going to spend $1500-$1800 in one sitting on a card issued by a store...you sure you know what you're doing?

Everything you suggested will be fine and work great for the PS3...

But let me talk to you about something...credit cards are evil, and you are basically going to spend $1500-$1800 in one sitting on a card issued by a store...you sure you know what you're doing?

TheSystemLord1

You should have applied for the credit card at Target while making the purchase, you would have saved 10%. Or are they sending you the voucher in the mail?

Also, yes, credit cards are evil.

I would personally suggest saving up the cash, and having a friend or a friend of a friend who works at Target buy the unit since they get a 10% employee discount, and then hand them the cash when you're outside.

Also, go to monoprice.com and buy some HDMI cables for 5 dollars. The only ones at Target range between 30-80. Complete waste of money.

They are right be careful!!!

other that that, Cool!!!! Buy a hdmi cable elsewhere, they work just as well as the expensive ones. And i wouldnt reccomend Godfather (try it first)

Enjoy your ps3!

Ya I don't have it,but the good thing is you can make monthly payments and pay it off which I will in 3 months or so.Juanredman1972

It's going to be "or so"...welcome to debt.

So are you buying all this with a credit card but you don't have that amount of cash on your bank account? That would be extremely stupid... if you don't have the money, don't buy it! Or am I mistaken?TheFlush

Well, that's kind of the point of a credit card, otherwise everyone would just have bank cards. The problem with the Target CC is that I think the interest rate is something silly like 24%.

If you're going to put 1800-2000 dollars on a CC I'd apply for a different card, something with no interest for a year, or a very low interest rate, and then figure out a payment plan to have it paid off before that interest starts ticking. I think you'd still be able to use your voucher with it.

Just my thoughts.

Hey guys & gals..I'm so happy I'm gonna buy my new PS3 40GB Edition at Target.I'm also gonna get the 37" Inch Olevia LCD HDTV.I'm also gonna pickup the Sony HDTV Cables and 3 or 4 games.Probarly Assaians Creed,Uncharted,NBA 2K8 & Godfather: Don's Edition.So what do you think of my HDTV selection? I got approved for a Target Card that I'm waiting for in the mail.I'm so excited!!Juanredman1972

When is Black Friday?Juanredman1972

The Friday after Thanksgiving...right? That's a long time to wait haha.

I know :lol: that will be the time when I buy my tv. here are some good tv's ( from what ive personally seen)

* WARNING: prices may blow your head off * these are the reasons why im waiting

http://www.sears.com/shc/s/p_10153_12605_05771187000P?vName=&cName=&sName=

http://www.walmart.com/catalog/product.do?product_id=5691334

http://www.walmart.com/catalog/product.do?product_id=8033717

[QUOTE="TheFlush"]So are you buying all this with a credit card but you don't have that amount of cash on your bank account? That would be extremely stupid... if you don't have the money, don't buy it! Or am I mistaken?Amaranthix

Well, that's kind of the point of a credit card, otherwise everyone would just have bank cards. The problem with the Target CC is that I think the interest rate is something silly like 24%.

If you're going to put 1800-2000 dollars on a CC I'd apply for a different card, something with no interest for a year, or a very low interest rate, and then figure out a payment plan to have it paid off before that interest starts ticking. I think you'd still be able to use your voucher with it.

Just my thoughts.

Wow sounds good to me =]

Enjoy =]

[QUOTE="Amaranthix"]

[QUOTE="TheFlush"]So are you buying all this with a credit card but you don't have that amount of cash on your bank account? That would be extremely stupid... if you don't have the money, don't buy it! Or am I mistaken?TheFlush

Well, that's kind of the point of a credit card, otherwise everyone would just have bank cards. The problem with the Target CC is that I think the interest rate is something silly like 24%.

If you're going to put 1800-2000 dollars on a CC I'd apply for a different card, something with no interest for a year, or a very low interest rate, and then figure out a payment plan to have it paid off before that interest starts ticking. I think you'd still be able to use your voucher with it.

Just my thoughts.

You qouted me, so I'm just going to try to clarify what I've said. I'm not going to hijack this thread though any further.

I agree that there are a lot of people with high debts who buy things they can't afford and have no idea how interest rates work. I also think that there are a lot of responsible people out there who know how to use a credit card without getting themselves into trouble. I suggested to the OP that if he IS going to put this on a credit card, to know what he's doing, and to either get a VERY low interest rate, or to get a card with no interest for a year or however long that he can make a reasonable payment plan for it where he won't end up spending more if anything in the end.

As far as something bad happening and needing money, in the real world, that amount of money generally ends up on a, you guessed it, credit card. If you expect every bad thing in your life to be easily paid for out of your checking account or to be able to follow your "simple rule" while trying to maintain a family you're going to be in for a surprise. Credit cards are a great tool if you respect them, a lot of people just don't.