Is It safe To Use A Debit Card For Playstation Store?

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ChrisMoneyMaker

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#1 ChrisMoneyMaker
Member since 2007 • 251 Posts

Had anybody had any problems using their debit/credit card for the store

PSN:ChrisMoneyMakerX

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SOedipus

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#2 SOedipus
Member since 2006 • 15057 Posts
I don't think you can use debit.
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expanded

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#3 expanded
Member since 2003 • 8430 Posts
you can use debit
debit works great. and its very safe unless you share your account with other people(don't do it! unless you are 115% sure they are trust worthy!)
you just can't use an ATM card.
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SageJMP

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#4 SageJMP
Member since 2004 • 4210 Posts
you can only use a debit card if it has a visa ,mastercard, discovery, or american express logo on it.
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SOedipus

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#5 SOedipus
Member since 2006 • 15057 Posts
By debit, do you mean a bank card? Like with the PIN number? Not credit, like Mastercard, Visa?
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#6 expanded
Member since 2003 • 8430 Posts

debit cards USUALLY have visa logo on it :? so that should work

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river_rat3117

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#7 river_rat3117
Member since 2003 • 3474 Posts
i use a visa debit card, works fine
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motherboop

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#8 motherboop
Member since 2007 • 2382 Posts
you can only use a debit card if you have a credit card linked to that account. You cannot make a transaction through ATMdebit, where you have to insert a pin.
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I_AM_GAMER

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#9 I_AM_GAMER
Member since 2007 • 118 Posts
yeah it's safe...goes straight to Sony's official servers.
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thageneral3

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#10 thageneral3
Member since 2007 • 1929 Posts

Debit cards can always be used as credit

And yes it's secure you really think Sony would scam you

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yonnex

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#11 yonnex
Member since 2006 • 1265 Posts
i use a debit card it has nothing to do with credit its using my money from my account. aslong as it has the visa or mastercard logo i doubt you will have any problems.
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motherboop

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#12 motherboop
Member since 2007 • 2382 Posts

Debit cards can always be used as credit

And yes it's secure you really think Sony would scam you

thageneral3

Thats inncorrect. If you don't have it tied to a credit line with your bank, then it won't run, even if there is a Visa logo on your card. Basically, the Credit account is assurance that you have the funds in your bank account at the time of purchase. If you don't, then your bank will charge you through the mail or at the time of your next deposit.

My debit card is not linked to a credit account, so it would not work - I would have to enter a PIN number in order to use it, and unfortunately the PSN store dos not provide this service yet.

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yonnex

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#13 yonnex
Member since 2006 • 1265 Posts
sucks to be you then :)
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motherboop

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#14 motherboop
Member since 2007 • 2382 Posts

i use a debit card it has nothing to do with credit its using my money from my account. aslong as it has the visa or mastercard logo i doubt you will have any problems.yonnex
Believe it or not, your card is supported by a credit account that your bank provides. If you spend more than you have in your account, then your bank will front the money and you will owe them the next time you deposit.

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motherboop

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#15 motherboop
Member since 2007 • 2382 Posts
sucks to be you then :)yonnex
I have no need for it. I'm 24, I never overdrawl from my account, and I have a credit card with afairlydecentinterest rate.
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thageneral3

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#16 thageneral3
Member since 2007 • 1929 Posts
[QUOTE="thageneral3"]

Debit cards can always be used as credit

And yes it's secure you really think Sony would scam you

motherboop

Thats inncorrect. If you don't have it tied to a credit line with your bank, then it won't run, even if there is a Visa logo on your card. Basically, the Credit account is assurance that you have the funds in your bank account at the time of purchase. If you don't, then your bank will charge you through the mail or at the time of your next deposit.

My debit card is not linked to a credit account, so it would not work - I would have to enter a PIN number in order to use it, and unfortunately the PSN store dos not provide this service yet.

Lord, I don't think there is anything people are more misinformed about than DEBIT cards.

If it is a Debit card you can always use it as credit. When you go to the store, or Macdonalds, or wherever the f*** hand them your debit card, they say "CREDIT or DEBIT?" you say credit and it will still work, the difference is they may ask you to see some ID, you wont have to input your PIN #, but you have to sign the receipt. You can do this with the SAME card you go to the bank and withdraw or deposit money to the ATM. (also, with the debit method they usually charge you .5 to $1.50, using the credit method doesnt cost you anything)

If you cant do the ^^above^^ Then it is not a debit card. It has nothing to do with being "linked to a credit account". If they are telling you that if I was you I would switch banks bro

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motherboop

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#17 motherboop
Member since 2007 • 2382 Posts
[QUOTE="motherboop"][QUOTE="thageneral3"]

Debit cards can always be used as credit

And yes it's secure you really think Sony would scam you

thageneral3

Thats inncorrect. If you don't have it tied to a credit line with your bank, then it won't run, even if there is a Visa logo on your card. Basically, the Credit account is assurance that you have the funds in your bank account at the time of purchase. If you don't, then your bank will charge you through the mail or at the time of your next deposit.

My debit card is not linked to a credit account, so it would not work - I would have to enter a PIN number in order to use it, and unfortunately the PSN store dos not provide this service yet.

Lord, I don't think there is anything people are more misinformed about than DEBIT cards.

If it is a Debit card you can always use it as credit. When you go to the store, or Macdonalds, or wherever the f*** hand them your debit card, they say "CREDIT or DEBIT?" you say credit and it will still work, the difference is they may ask you to see some ID, you wont have to input your PIN #, but you have to sign the receipt. You can do this with the SAME card you go to the bank and withdraw or deposit money to the ATM. (also, with the debit method they usually charge you .5 to $1.50, using the credit method doesnt cost you anything)

If you cant do the ^^above^^ Then it is not a debit card. It has nothing to do with being "linked to a credit account". If they are telling you that if I was you I would switch banks bro

W RO N G

When you first get your debit card, they automatically set you up for credit protection, hence linking your card to your banks credit account. If you do run your card through as credit, then it will work. IF YOU DO NOT HAVE THIS SECURITY, IT WILL NOT COMPLETE THE TRANSACTION.

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meteorgun7

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#18 meteorgun7
Member since 2003 • 25135 Posts
Debit card worked fine for me. The first time I put in all my info, the screen wouldn't load anything for 10 minutes. I restarted the system, put in all my info, and I got money in my wallet instantly...
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thageneral3

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#19 thageneral3
Member since 2007 • 1929 Posts
Ok so if this is automatic then wouldnt every debit card have it?
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#20 cmpepper23
Member since 2005 • 3281 Posts

[QUOTE="yonnex"]i use a debit card it has nothing to do with credit its using my money from my account. aslong as it has the visa or mastercard logo i doubt you will have any problems.motherboop

Believe it or not, your card is supported by a credit account that your bank provides. If you spend more than you have in your account, then your bank will front the money and you will owe them the next time you deposit.

I have mine setup to where if I over withdrawal, they just take money out of my savings, and I have plenty in there. Using a debit card on PSN works great. I like it because as soon as I buy something, I can go online to look at my bank account, and it usually post on my account within seconds.

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motherboop

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#21 motherboop
Member since 2007 • 2382 Posts
Ok so if this is automatic then wouldnt every debit card have it?thageneral3
As long as you opt to have it when you sign up for your debit card. You sign a sheet for this when you open your account. its agood service to have, I justdon't need it.
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motherboop

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#22 motherboop
Member since 2007 • 2382 Posts
Oh, sorry about the "no spaces" between some of my words. for some reason, when I submit my text, it turns out that way tonight.
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motherboop

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#23 motherboop
Member since 2007 • 2382 Posts
[QUOTE="motherboop"]

[QUOTE="yonnex"]i use a debit card it has nothing to do with credit its using my money from my account. aslong as it has the visa or mastercard logo i doubt you will have any problems.cmpepper23

Believe it or not, your card is supported by a credit account that your bank provides. If you spend more than you have in your account, then your bank will front the money and you will owe them the next time you deposit.

I have mine setup to where if I over withdrawal, they just take money out of my savings, and I have plenty in there. Using a debit card on PSN works great. I like it because as soon as I buy something, I can go online to look at my bank account, and it usually post on my account within seconds.

yea, thats another service they will ask you to sign up for when you open up a debit account.
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cmpepper23

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#24 cmpepper23
Member since 2005 • 3281 Posts
[QUOTE="thageneral3"][QUOTE="motherboop"][QUOTE="thageneral3"]

Debit cards can always be used as credit

And yes it's secure you really think Sony would scam you

motherboop

Thats inncorrect. If you don't have it tied to a credit line with your bank, then it won't run, even if there is a Visa logo on your card. Basically, the Credit account is assurance that you have the funds in your bank account at the time of purchase. If you don't, then your bank will charge you through the mail or at the time of your next deposit.

My debit card is not linked to a credit account, so it would not work - I would have to enter a PIN number in order to use it, and unfortunately the PSN store dos not provide this service yet.

Lord, I don't think there is anything people are more misinformed about than DEBIT cards.

If it is a Debit card you can always use it as credit. When you go to the store, or Macdonalds, or wherever the f*** hand them your debit card, they say "CREDIT or DEBIT?" you say credit and it will still work, the difference is they may ask you to see some ID, you wont have to input your PIN #, but you have to sign the receipt. You can do this with the SAME card you go to the bank and withdraw or deposit money to the ATM. (also, with the debit method they usually charge you .5 to $1.50, using the credit method doesnt cost you anything)

If you cant do the ^^above^^ Then it is not a debit card. It has nothing to do with being "linked to a credit account". If they are telling you that if I was you I would switch banks bro

W RO N G

When you first get your debit card, they automatically set you up for credit protection, hence linking your card to your banks credit account. If you do run your card through as credit, then it will work. IF YOU DO NOT HAVE THIS SECURITY, IT WILL NOT COMPLETE THE TRANSACTION.

At Thegeneral, he's right. Not all debit cards will work as credit. I am almost positive though, that all debit cards that have Visa on them will work as credit. Why argue this point, it is a damn debit card. People just love to start arguments.

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motherboop

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#25 motherboop
Member since 2007 • 2382 Posts
[QUOTE="motherboop"][QUOTE="thageneral3"][QUOTE="motherboop"][QUOTE="thageneral3"]

Debit cards can always be used as credit

And yes it's secure you really think Sony would scam you

cmpepper23

Thats inncorrect. If you don't have it tied to a credit line with your bank, then it won't run, even if there is a Visa logo on your card. Basically, the Credit account is assurance that you have the funds in your bank account at the time of purchase. If you don't, then your bank will charge you through the mail or at the time of your next deposit.

My debit card is not linked to a credit account, so it would not work - I would have to enter a PIN number in order to use it, and unfortunately the PSN store dos not provide this service yet.

Lord, I don't think there is anything people are more misinformed about than DEBIT cards.

If it is a Debit card you can always use it as credit. When you go to the store, or Macdonalds, or wherever the f*** hand them your debit card, they say "CREDIT or DEBIT?" you say credit and it will still work, the difference is they may ask you to see some ID, you wont have to input your PIN #, but you have to sign the receipt. You can do this with the SAME card you go to the bank and withdraw or deposit money to the ATM. (also, with the debit method they usually charge you .5 to $1.50, using the credit method doesnt cost you anything)

If you cant do the ^^above^^ Then it is not a debit card. It has nothing to do with being "linked to a credit account". If they are telling you that if I was you I would switch banks bro

W RO N G

When you first get your debit card, they automatically set you up for credit protection, hence linking your card to your banks credit account. If you do run your card through as credit, then it will work. IF YOU DO NOT HAVE THIS SECURITY, IT WILL NOT COMPLETE THE TRANSACTION.

At Thegeneral, he's right. Not all debit cards will work as credit. I am almost positive though, that all debit cards that have Visa on them will work as credit. Why argue this point, it is a damn debit card. People just love to start arguments.

the visa logo is on all debit cards nowadays.

One last thing I forgot to mention: If you are able to run your debit card as credit, then you have a VISA check card. Mine is not a VISA check card, it's an oldschool ATM debit card.

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thageneral3

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#26 thageneral3
Member since 2007 • 1929 Posts

One last thing I forgot to mention: If you are able to run your debit card as credit, then you have a VISA check card. Mine is not a VISA check card, it's an oldschool ATM debit card.

motherboop

that's what I was arguing with you the whole time, i was telling you if you cant than its not a debit card.

ATM Card=/= Debit Card=/= Credit Card

I don't think they call it a "check card" anymore those are extinct. Btw, Visa isn't the only one that does it, mine is a Mastercard, Washington Mutual is my bank

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AznTakumi

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#27 AznTakumi
Member since 2007 • 750 Posts

you can use debit
debit works great. and its very safe unless you share your account with other people(don't do it! unless you are 115% sure they are trust worthy!)
you just can't use an ATM card.expanded

Yeah, doing that is the worst, your bank acount and everything could be stolen. As long as you keep your acount info, to yourself. =3

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motherboop

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#28 motherboop
Member since 2007 • 2382 Posts
[QUOTE="motherboop"]

One last thing I forgot to mention: If you are able to run your debit card as credit, then you have a VISA check card. Mine is not a VISA check card, it's an oldschool ATM debit card.

thageneral3

that's what I was arguing with you the whole time, i was telling you if you cant than its not a debit card.

ATM Card=/= Debit Card=/= Credit Card

I don't think they call it a "check card" anymore those are extinct. Btw, Visa isn't the only one that does it, mine is a Mastercard, Washington Mutual is my bank

Sorry man, a debit card that only utilizes ATM is still considered a debit card. You're wrong.
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yanks1112

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#29 yanks1112
Member since 2005 • 867 Posts

http://www.stretcher.com/stories/00/001218d.cfm

this link help at all?

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MYDMHD

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#30 MYDMHD
Member since 2006 • 110 Posts

i am going to get a prepaid credit card that u can't use as a debit card

does it work?

also, can i use credit cards in other countries' stores using there accounts??

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motherboop

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#31 motherboop
Member since 2007 • 2382 Posts

i am going to get a prepaid credit card that u can't use as a debit card

does it work?

also, can i use credit cards in other countries' stores using there accounts??

MYDMHD
It definitely works. all you have to do is register it with the card companies website, and you're gold. There are instructions on how to do so on the piece of cardboard it comes on. This enebales you to make online transactions. Unfortunately, some of these cards may charge a fee in order to use them, so read the fine print carefully.
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Jacobistheman

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#32 Jacobistheman
Member since 2007 • 3975 Posts

debit cards USUALLY have visa logo on it :? so that should work

expanded

any debit card with a visa logo is just as safe as credit

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GEMINIVice

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#33 GEMINIVice
Member since 2007 • 1139 Posts

yeah it's safe...goes straight to Sony's official servers.I_AM_GAMER

That's good to hear, I haven't purchased anything out of the PS Store yet, but I probably will in the near future (for Warhawk and Folklore add-ons).

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#34 tryfe_lyn
Member since 2005 • 4122 Posts

I believe it's safe...otherwise I'm screwed :?

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#35 Bluezan
Member since 2005 • 87 Posts
i tried to use my moms bank visa debit card i put everything but it didnt work i used the 3 number in the back of the card and didnt work :S

it said invalid information something like that


do i have to use the 3 numners in the back

or my 4 pin number?
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Bluezan

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#36 Bluezan
Member since 2005 • 87 Posts
i tried to use my moms bank visa debit card i put everything but it didnt work i used the 3 number in the back of the card and didnt work :S

it said invalid information something like that


do i have to use the 3 numbers in the back of the card?
or my 4 pin number?
Bluezan
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wilko1971

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#37 wilko1971
Member since 2007 • 299 Posts

i tried to use my moms bank visa debit card i put everything but it didnt work i used the 3 number in the back of the card and didnt work :S

it said invalid information something like that


do i have to use the 3 numners in the back

or my 4 pin number?
Bluezan

I hope your mom knows what you are doing. The security code is back of the card where you sign and it's the last 3 digits

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Bluezan

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#38 Bluezan
Member since 2005 • 87 Posts

[QUOTE="Bluezan"]i tried to use my moms bank visa debit card i put everything but it didnt work i used the 3 number in the back of the card and didnt work :S

it said invalid information something like that


do i have to use the 3 numners in the back

or my 4 pin number?
wilko1971

I hope your mom knows what you are doing. The security code is back of the card where you sign and it's the last 3 digits

dont worry she knows :O
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AngryAngelus

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#39 AngryAngelus
Member since 2008 • 25 Posts

I don't think it's as safe as we think.

I'm beginning to receive charges from the playstation store that I did not authorize.

I am the only one that uses my PS3 so it would be impossible for it to happen on my end without my knowledge.

Also, the charges are not showing up in my account information on my PS3. The charges are only showing up in my bank account.

I have written the playstation store to resolve the issue, but have yet to receive word.

Regardless, I would definately watch your accounts carefully from now on.

It's possible that someone out there has found a way to hack into the PS3 accounting system.

Good luck!

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rhyumavampire

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#40 rhyumavampire
Member since 2004 • 110 Posts

I smell BS...especially with that being your first post.

Debit cards are safe...I use mine to order everything online, including the PSN.

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anewperfectday

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#41 anewperfectday
Member since 2006 • 782 Posts

you can only use a debit card if you have a credit card linked to that account. You cannot make a transaction through ATMdebit, where you have to insert a pin.motherboop

True answer.