I would get Shadow Complex but apparently I have to convert to a point system and put more money into a Microsoft account than the cost of the game? I don't have to do that on Steam. I don't have to do that on PSN. The only thing I've ever seen like that is XBLA. If I went to a restaurant and rang up a $15 tab and the waiter/waiter came by and said, "I'm sorry but we only accept money in $20 increments so you'll have to pay $20 and we'll give you $5 on an account with us that can only be used at this restaurant and affiliated businesses" I'd never EVER do business with them again. Yet I'm supposed to do that with Microsoft? No one else does this kind of crap that I've ever heard of. I know how it makes sense for Microsoft. After all, if you have $5 in an account with them you'll be more likely to buy from them again. After all, they already have $5 of your money and you don't want it to go to waste. Also, there's the psychology of the point system because it doesn't register as money psychologically. It makes great business sense for Microsoft, how does it make sense for me and why is this even remotely close to an acceptable way of doing business?
Note: This is about online purchases using a credit card. Not about online purchases using a pre-paid card.
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