NAW, you don't want to play on the console with the best game choices and best online service. why would want to do that go buy a PS3 and wait on the good games for a year or so
If you are tight on money I would wait. Getting a 360 is already expensive, but enjoying it after you got one is also very expensive (Live, MSP, Games etc.).
I would definitely get one. To get money, I would get a job. It could just be mowing lawns or something like that. Not very hard to do and it can bring money in quickly.
I think it's the best console out there right now. With the game selection and price and everythng else it can do. You could trade in some old game and systems for store credit.
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