dont worry too much about live usage on broadband. the only thing you'll have to worry about is constantly downloading things of the marketplace. A few demos here and there a week is fine. Actual multiplayer games don't account to anything. I've been running a 2gb limit for years and they've said nothing.
the limit is put in place to stop people from downloading 100+ films a day of the internet. and even if you do go over the limit, they have to warn you before they charge you extra. To sum it all up dont worry too much
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