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Why Pet Insurance is a good idea

Saturday I found out my cat might have a tumor. I took him to my regular vet to get examined because I thought he was fat. His stomach got big and felt hard around march then i started to give him weight control food and one day it was gone. So I figured it was working, its hard to tell because he's a black cat. But 2 weeks later it was back and it hasn't gone away. My vet said it could be a tumor but I don't get how because it was there, then it wasn't, then it was there again. So now I have to take him to a vet specialist who charges $95.00 for a consultation, $250.00 for an ultrasound and anywhere from $100-250 for a biopsy, and that could be just the beginning cost if he has a tumor. I love my cat. I've had him for over 7 years, so of course I'm going to find someway to pay for it. But I will never forgive myself for not giving him health insurance.