Everybody wants something for nothing, and i'm no different. But instead of holding out my hand and saying gimmie gimmie. I have a proposal that will likely fall on def ears (if any at that).
1st Keep the two teir system Silver and Gold and leave the same price for Gold as it is now so that you don't screw the people like me that bought a years subscription the week prior to the Launch of Halo Jesus. However, they should add the ability to play multi-player games on Silver accounts. "But then no-one would want teh gold" you say, to which i snap back "I aint done yet, b*tches"
Anyways, Silver accounts will be free but under my brilliant scheme will also have multiplayer, which is sweet, but it should have a cost. I think that cost should be advertising. One Pop-up Full Screen add when you sign in, and a quick unskippable 30 sec SD(standard Definition) comercial when you fire up a multiplayer game. These comercials should be streemed to your hard drive upon login to avoid delay.
Meanwhile Gold accounts are in need of some serious perks (besides being add free)
1) Access to Game convention Demo's and Public Betas
2)Special weekly sales on arcade games
3) Free XNA Studio games (whenever that starts).