Xbox should make Xbox live cards like play station have made play station cards. You tell me you will be upset if you dint have a visa and master cards? I think i will be as i am living in an area where there is no games store and i also not have a credit card. In this situation you will be needing a Xbox live card from which i can store them in my account and buy games when ever i want. The cards should be of different in value like $20 to $200. This way Xbox can increase there market in the third world as many people in the third world do not have credit cards