what you just described is a microphone not a headset. I guess you could try unplugging the audio out on your headset if you really dont want to hear anything on your headset, other than that there isn't really anything you could do.
I would go for crysis. It has great gameplay, replay value, graphics. Although I would believe the multiplayer is mostly outdated due to the release of crysis warhead. But I would still say Crysis>Stalker.
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