If you are 18 or older buy a house. If you are a lib and think America is too oppressive and cruel and you can't afford a house, you are wrong as usual. I bought a house while living in the poverty range. If you say you can't do it then you will live with your mommy or daddy forever or rely on the government because you are pathetic. So anyway if you think you can't afford it then you have a lib mentality. If you pay rent then you can afford a house, it will cost less than your rent. If you say no then you have the lib mentality and think you deserve more than you do because you are looking at the wrong house. My first house was in the worst neighborhood in the area it cost 56,000 and my payments were 420 a month. Many libs would say Bush won't allow me to make that much money because he won't raise the minimum wage. Lets see 5.25 a hour and you are so pathetic you can only work part time so at 20 hours a week, you waste case, that would be 420. I believe that covers the mortgage. The whinning lib would think What about food after I buy liqour with my food stamps, well I had a roomate. He paid 500 and paid no utilities. Wow that leaves me with 500 dollars to buy weed and food and maybe you can get some healthcare. Wow you can buy a house and rent a room and own a house and make more money than you make at your minimum wage job that you only work part time at because you are so pathetic. Maybe your credit is bad. I had a judgement on my record, so cleared it and got a house. To add a little cherry on top of that if you sell it down the line you will make, more than likely, more than you make at your job, per year. In my situation I did buy a house for 56,000 and sold it for 120,000 and spent less than 2,500 fixing it. Four years later I sold it for 120,000 and made more than 58,000 after pay offs. that is 14,500 per year. On top of that I rented it out for a year at 800 a month. That is 9,600 extra income minus the mortgage of 5,040, that put an extra 380 dollars a month or 4,560 a year cash in my pocket. That my friend is a conservative mindset.

Had to add this, There are loans out there for everybody in every situation, find them.