Do not listen to the people trying to tell you that it is the case that is causing the cracks. I just recently started to have the same problem and it happened while my disc was in my 360. I had the same game (NCAA2010) in my 360 for a couple weeks and suddenly, while playing, I got the "disc scratch error". I took the disc out and saw no surface scratches, so I put it back in and got the same thing. So I took it out again and noticed two small cracks coming from the center of the disc. I wrote it off as a freak thing, until I put it Dragon Age this weekend and after a few hours of play I got the "disc scratch error". I took it out and sure enough a crack from the center that went far enough into the disc to completely ruin this one. I have noticed some clunky noises coming from my drive recently, so I'm going to assume the two are related. I remember once reading something posted by some tech geek that said the drive doesn't cycled down, instead it just stops spinning abruptly, which obviously would be hard on discs. I'm not sure what to think, but I know for a fact my games did not get cracked from removing them from the case.
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