Do you live on a tight budget?

Do you constantly monitor your spendings and make sure you have enough every month, unable to indulge in impulse purchase or luxurious items?

I keep an eye on my money but i'm not on a budget yet...:P

I'm a student and I have a wedding to pay for and don't live with my parents...so yes.

Aye, times are hard... but I honestly don't mind it right now.

no not really

i tried the tight budget thing a while ago to try ans ave up some money. But now I am a little more loosey goosey with my money as I have enough saved up

My parents are generous, as they don't charge me rent, food, and pay for my phone bill and car insurance. hockey73

I don't have a full time job so I really don't have a budget.

i'm unemployed, so the money I get half is spent on food, the other half is spent on partying... then I'm broke for awhile, good thing my girl works... :-/

Whether you are on a tight budget or not you should do that regardless. Though my family is always, and always has been pay check to pay check. The only time we have extra money is around tax time or vacation checks =P

i'm unemployed, so the money I get half is spent on food, the other half is spent on partying... then I'm broke for awhile, good thing my girl works... :-/

AtlanticRock

The only "luxurious" purchases I make can be found in my building's vending machine (and even those happen rarely).

Nah, but I really should to increase my savings :P

i'm still in school and live with my mom. she is is on a tight budget since she only works part time, and spends almost all here money on bills and the extra on my sister and I. My dad was when he lost his job even though he has a lot of money in the savings bank, but with his new job he isn't. I save almost all my money until I have something in particular I want. I usually save up to $300-$500 then get someting big, like my ps3, tv, new ipod soon and i get some games from time to time

I just scrounged $11.75 in change from my cupholders, so I'd say yes.

[QUOTE="hockey73"] My parents are generous, as they don't charge me rent, food, and pay for my phone bill and car insurance. MrEnvelope

None, up to a certain extent. I have heard of parents charging their children for rent to live at home when they turn 18. Personally I think it's one of the most idiotic things I've heard; I understand that supporting a child costs a lot but I would never make a child of mine do that...

On topic; no I really don't live on a tight budget, but I don't buy luxurious things often. I spend too much on lunch when I could bring food from home and I plan on doing that next year so that I don't have to spend so much of my parents' money, but apart from that I don't really buy that many luxurious things.

I make an alright amount of money, but there doesn't seem to be much left after rent, car etc. I don't do it often, but if I fancy being spontaneous and fork out for a game on release day or something, I usually have enough to cover it pretty comfortably. I'm very lucky I have a job I enjoy.

I make an alright amount of money, but there doesn't seem to be much left after rent, car etc. I don't do it often, but if I fancy being spontaneous and fork out for a game on release day or something, I usually have enough to cover it pretty comfortably. I'm very lucky I have a job I enjoy.

MissLibrarian

[QUOTE="AtlanticRock"]

i'm unemployed, so the money I get half is spent on food, the other half is spent on partying... then I'm broke for awhile, good thing my girl works... :-/

MushroomWig

I mean, I'm not addicted to partying all the time, but it's just something I like to do, go out and chill with friends be it a lounge, club, or have a big gaming session playing SSFIV or Smash Bros.

Like you said, saving up is hard, because I'm trying to get a car but there's so much f'd up in the house right now I have to take of those things first.

The bathroom overflooded with a bunch of sh^t, had to call roto-rooter to fix the problem... but after that I had to clean eevrything up myself... meaning I had to buy bleach, towels, mops, and a brand new toilet seat...

It's summer time and there's only one A/C, which is in the living room... me n' my girl are trying to get this place looking tip-top by July, for my bday to have a lil BBQ... but I don't know man, been looking for work and it's hard out there - partying and good times are the only thing I have left to keep me from going into a depressed state of mind, I try not to let the lack of money I have ruin my happiness.

I don't follow a budget, but I do try to be responsible with my spending (usually).

See my theory is that if you don't make sure your spending the right amount of money on the right amount of things you might end up on the road drinking water out of sippy cup! :|

I should do but I dont. I rememebr living on £10 a week for food which was tough.

I should do but I dont. I rememebr living on £10 a week for food which was tough.

clyde46

Do I live on a tight budget? Yes, but only because the wife had frowned on my past spending sprees. Technically, I'm still "grounded".:lol:

Yep. My wife is a student, and my job isn't exactly lucrative. At least we have insurance, not to mention owning our own vehicles. But the kind of luxuries I see a lot of people spending on are a long, long way away for us.

Yes, I am on a very tight budget.

That I routinely break....

Me and my wife are pretty conservative when it comes to our finances. But not to the point where we can't do/buy the things we love every once and awhile.

Me and my wife are pretty conservative when it comes to our finances. But not to the point where we can't do/buy the things we love every once and awhile.

airshocker

The problem is usually you have a different definition of "once in a while" from your partner. Luckily, this doesn't seem to be the case with you. :P

entropyecho

She definitely spends much more money than I do. But it's with her money, nor our. :P

[QUOTE="entropyecho"]

The problem is usually you have a different definition of "once in a while" from your partner. Luckily, this doesn't seem to be the case with you. :P

airshocker

She definitely spends much more money than I do. But it's with her money, nor our. :P

Actually, despite having lived together for going on 7 years, my partner and I keep our finances fairly separate; we split big purchases, and for things like internet, phone, directv, etc, we just each pick one and pay for and alternate buying groceries and all. It's worked pretty well, though if we ever buy a house, we'll probably have to merge things.xaos

I used to do that with my room-mate when I was in the military. Now it's just much easier to pool our resources and watch what we spend. Considering I'm the only one on a salary and all.

Yes and it sucks.

Yes I do. I'm cheaper than ever, since I have to acquire loans from the government to fund my college tuition, and after I graduate, pay it all back.

Yes. I am at uni and have a part time job while living in an apartment on my own. It's not too bad, with my income, money from my parents, student loan I can manage my finances pretty well and have some left over to save (though while getting a student loan it's kind of negative savings).