OMG: US Army CPT looses $300,000 home over $800 in HOA dues while IN IRAQ

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chessmaster1989

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#101 chessmaster1989
Member since 2008 • 30203 Posts

[QUOTE="chessmaster1989"]

[QUOTE="LJS9502_basic"] Despicable? Buy an expensive home.....pay most of your mortgage and then stop paying the mortgage. See how long you own the home. It HAS to be totally paid for to be yours....:|LJS9502_basic

He was in Iraq and his wife was suffering from severe depression. Seriously dude, I cannot believe what I'm hearing from you. It's disgusting. You should be ashamed.

You only have one side of the story. As I stated...and you ignored...he could have set up direct deposit. His wife was NOT diagnosed with severe depression. She just didn't want to hear if anything happened to him so she shut herself off from the world. But as usual OT believes one side of the story...not referring to you but in general....and believes the case. And I'd like to know how a soldier can afford a 300K house.

The last part is irrelevant.

I don't need to hear more. A $300,000 house was sold for $3,500 so that a company could get back it's whole *gasp* $800. That's BS. Anyone who thinks that's okay is a serious dick, and I have no respect for them. A family's house, especially one of a solider actively serving his country, is more important than $800 in a company's spreadsheet.

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LJS9502_basic

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#102 LJS9502_basic
Member since 2003 • 180197 Posts

[QUOTE="LJS9502_basic"][QUOTE="chessmaster1989"]

He was in Iraq and his wife was suffering from severe depression. Seriously dude, I cannot believe what I'm hearing from you. It's disgusting. You should be ashamed.

chessmaster1989

You only have one side of the story. As I stated...and you ignored...he could have set up direct deposit. His wife was NOT diagnosed with severe depression. She just didn't want to hear if anything happened to him so she shut herself off from the world. But as usual OT believes one side of the story...not referring to you but in general....and believes the case. And I'd like to know how a soldier can afford a 300K house.

The last part is irrelevant.

I don't need to hear more. A $300,000 house was sold for $3,500 so that a company could get back it's whole *gasp* $800. That's BS. Anyone who thinks that's okay is a serious dick, and I have no respect for them. A family's house, especially one of a solider actively serving his country, is more important than $800 in a company's spreadsheet.

Yes and a 300K home can be sold for less than that when a mortgage is defaulted, when taxes aren't paid etc.

He's still responsible for paying his bills whether or not he's serving. Or are you advocating active duty soldiers can default on all debt and still keep the product?

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chessmaster1989

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#103 chessmaster1989
Member since 2008 • 30203 Posts

[QUOTE="chessmaster1989"]

[QUOTE="LJS9502_basic"] You only have one side of the story. As I stated...and you ignored...he could have set up direct deposit. His wife was NOT diagnosed with severe depression. She just didn't want to hear if anything happened to him so she shut herself off from the world. But as usual OT believes one side of the story...not referring to you but in general....and believes the case. And I'd like to know how a soldier can afford a 300K house.LJS9502_basic

The last part is irrelevant.

I don't need to hear more. A $300,000 house was sold for $3,500 so that a company could get back it's whole *gasp* $800. That's BS. Anyone who thinks that's okay is a serious dick, and I have no respect for them. A family's house, especially one of a solider actively serving his country, is more important than $800 in a company's spreadsheet.

Yes and a 300K home can be sold for less than that when a mortgage is defaulted, when taxes aren't paid etc.

He's still responsible for paying his bills whether or not he's serving. Or are you advocating active duty soldiers can default on all debt and still keep the product?

Well, I see you fully support this stance so I have nothing else to say to you except that I pity you if you really believe what you're saying.

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X360PS3AMD05

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#104 X360PS3AMD05
Member since 2005 • 36320 Posts

[QUOTE="LJS9502_basic"]Why did he not set up direct deposit? It's their fault they lost the house. I was out of country and had all my finances in line.....chessmaster1989

I'm absolutely disgusted you would say that. How can you justify a foreclosure and selling a $300k house for $3500? It's despicable. It's absolutely despicable.

Here's hoping the courts overturn this.

This is the part where LJ defends government/big business/banks and gloats about being a big war hero even though we all know he's never really been in the *expletive*
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BiancaDK

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#105 BiancaDK
Member since 2008 • 19092 Posts

He's probably getting his house back, since what they did to obtain his house was illegal to begin with.

... The end?

*peers around* The hell are you people arguing about in this thread? :lol:

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LJS9502_basic

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#106 LJS9502_basic
Member since 2003 • 180197 Posts

[QUOTE="LJS9502_basic"]

[QUOTE="chessmaster1989"]

The last part is irrelevant.

I don't need to hear more. A $300,000 house was sold for $3,500 so that a company could get back it's whole *gasp* $800. That's BS. Anyone who thinks that's okay is a serious dick, and I have no respect for them. A family's house, especially one of a solider actively serving his country, is more important than $800 in a company's spreadsheet.

chessmaster1989

Yes and a 300K home can be sold for less than that when a mortgage is defaulted, when taxes aren't paid etc.

He's still responsible for paying his bills whether or not he's serving. Or are you advocating active duty soldiers can default on all debt and still keep the product?

Well, I see you fully support this stance so I have nothing else to say to you except that I pity you if you really believe what you're saying.

Right because it's wrong to assume adults take responsibility for their actions....

Oh and I see you didn't answer my question....wonder why.

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Palantas

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#107 Palantas
Member since 2002 • 15329 Posts

Or are you advocating active duty soldiers can default on all debt and still keep the product?

LJS9502_basic

Yeah, that sounds great. :D

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kidsmelly

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#108 kidsmelly
Member since 2009 • 5692 Posts

[QUOTE="kidsmelly"]

To be fair the wife should of known after a few months. I heard and seen people in worst situations still be in the right state of mind to pay the bills on time. Besides she wouldn't open the mail or answer the door what were they suppose to do??? Pixel-Pirate

Not foreclose on a house owned by a military servicemen on tour?

That's kind of ridiculous. Like I said the military gets you prepared for deployment months in advance you go on tour. how to handle the bills, how to prepare the family for the stress etc. I have seen and heard worse than this and people managed to stay on top of their bills. I had a buddy who grandma's house got broken into and the guy shot her to death. He was not allowed to go back home because his grandma was not considered immediate family. He was depressed and paid all his bills just fine while on a boat. Another buddy had his wife call him saying she is leaving with his best friend and taking the kids with her. He managed to stay on top of things while in the desert. These are enlisted men I am talking about the grunts. The guy in the story is an officer a man who is suppose to lead his men by example. If some low level grunts can handle their bills in a worse scenario I don't see why he couldn't.

I know the excuse is going to be everyone is different when it comes to coping with things. But thousands of military family deal with deployment everyday without the spouse going into deep depression and neglecting the bills. This was going on for a few months the husband didn't once called, email, write how things were going? He was deployed but they still allow you to do that for a good amount. I find it hard to believe an officer none the less neglected to do so for a few months and if he did that's his fault.

No one made him sign that HOA contract he should of read the fine print. No one made him sign a contract with the reserves either he didn't need to be deployed. He has a 10 year old kid with his wife so they have been together for awhile he doesn't know how emotionally unstable she was for that amount of time. Maybe they should of discussed how things would be if he had deployed or else not join the military at all. Everyone has their sob story and the events leading up to this situation were not that dramatic.

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Xx_Hopeless_xX

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#109 Xx_Hopeless_xX
Member since 2009 • 16562 Posts

That's a bit unfair...

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Dylan_11

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#110 Dylan_11
Member since 2005 • 11296 Posts

[QUOTE="chessmaster1989"]

[QUOTE="LJS9502_basic"] Yes and a 300K home can be sold for less than that when a mortgage is defaulted, when taxes aren't paid etc.

He's still responsible for paying his bills whether or not he's serving. Or are you advocating active duty soldiers can default on all debt and still keep the product?

LJS9502_basic

Well, I see you fully support this stance so I have nothing else to say to you except that I pity you if you really believe what you're saying.

Right because it's wrong to assume adults take responsibility for their actions....

Oh and I see you didn't answer my question....wonder why.

I think this is actually one of the first times I fully agree with LJ. Feels good man 8)
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Dr_Brocoli

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#111 Dr_Brocoli
Member since 2007 • 3724 Posts

[QUOTE="Espada12"]

[QUOTE="whipassmt"] Still Socialism and Communism aren't perfect either.

whipassmt

Eh I think socialism is quite a bit better, communism however..... do not want.

I prefer regulated capitalism, perhaps even distributism, but neither socialism or laisez faire capitalism.

REgulated Capitalism is a lot like socialism buddy,
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Pixel-Pirate

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#112 Pixel-Pirate
Member since 2009 • 10771 Posts

[QUOTE="Pixel-Pirate"]

[QUOTE="kidsmelly"]

To be fair the wife should of known after a few months. I heard and seen people in worst situations still be in the right state of mind to pay the bills on time. Besides she wouldn't open the mail or answer the door what were they suppose to do??? kidsmelly

Not foreclose on a house owned by a military servicemen on tour?

That's kind of ridiculous. Like I said the military gets you prepared for deployment months in advance you go on tour. how to handle the bills, how to prepare the family for the stress etc. I have seen and heard worse than this and people managed to stay on top of their bills. I had a buddy who grandma's house got broken into and the guy shot her to death. He was not allowed to go back home because his grandma was not considered immediate family. He was depressed and paid all his bills just fine while on a boat. Another buddy had his wife call him saying she is leaving with his best friend and taking the kids with her. He managed to stay on top of things while in the desert. These are enlisted men I am talking about the grunts. The guy in the story is an officer a man who is suppose to lead his men by example. If some low level grunts can handle their bills in a worse scenario I don't see why he couldn't.

I know the excuse is going to be everyone is different when it comes to coping with things. But thousands of military family deal with deployment everyday without the spouse going into deep depression and neglecting the bills. This was going on for a few months the husband didn't once called, email, write how things were going? He was deployed but they still allow you to do that for a good amount. I find it hard to believe an officer none the less neglected to do so for a few months and if he did that's his fault.

No one made him sign that HOA contract he should of read the fine print. No one made him sign a contract with the reserves either he didn't need to be deployed. He has a 10 year old kid with his wife so they have been together for awhile he doesn't know how emotionally unstable she was for that amount of time. Maybe they should of discussed how things would be if he had deployed or else not join the military at all. Everyone has their sob story and the events leading up to this situation were not that dramatic.

As brought up about 10 times before, isn't what they did, you know, ILLEGAL?

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kidsmelly

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#113 kidsmelly
Member since 2009 • 5692 Posts

As brought up about 10 times before, isn't what they did, you know, ILLEGAL?

Pixel-Pirate

Their lawyer claims. Ill wait for the verdict.

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chessmaster1989

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#114 chessmaster1989
Member since 2008 • 30203 Posts

[QUOTE="whipassmt"]

[QUOTE="Espada12"]

Eh I think socialism is quite a bit better, communism however..... do not want.

Dr_Brocoli

I prefer regulated capitalism, perhaps even distributism, but neither socialism or laisez faire capitalism.

REgulated Capitalism is a lot like socialism buddy,

Uh... no, it really isn't...

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chessmaster1989

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#115 chessmaster1989
Member since 2008 • 30203 Posts

[QUOTE="chessmaster1989"]

[QUOTE="LJS9502_basic"] Yes and a 300K home can be sold for less than that when a mortgage is defaulted, when taxes aren't paid etc.

He's still responsible for paying his bills whether or not he's serving. Or are you advocating active duty soldiers can default on all debt and still keep the product?

LJS9502_basic

Well, I see you fully support this stance so I have nothing else to say to you except that I pity you if you really believe what you're saying.

Right because it's wrong to assume adults take responsibility for their actions....

Oh and I see you didn't answer my question....wonder why.

When did I ever say active duty soldiers can default on debt and still keep the product? Nice straw man, really convincing argument LJ, I'm impressed. :roll: Stop deliberately misinterpreting me. I said selling a $300k house for $3500 is BS.

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STAR_Admiral

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#116 STAR_Admiral
Member since 2006 • 1119 Posts

Wow the laws in that state on HOA are terrible.. They can just send a couple of letters, and then foreclose the home? They should be required to notify them in person, or at least by phone.... There are many reasons why a simple letter can go unanswered. Maybe someone has a heart attack and is in the hospital, maybe they have a funeral to attend to in africa, etc. .. Secondly Aren't the husband and wife co-owners of the home? They should be required to notify ALL owners before foreclosing the home, not just the wife. The husband didn't even have any idea of the event till he returned.

nonetheless this is good education for me when it comes time for me to buy a home.

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Stevo_the_gamer

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#117 Stevo_the_gamer  Moderator
Member since 2004 • 50155 Posts
You've got to be kidding me. Alright Off-Topic, let's get the mob together and do some thumping on those soulless sons of *****es.