@pook99 said:
@Aljosa23 said:
@bmanva said:
@Aljosa23 said:
@bmanva said:
welfare programs are shitty way to spend taxpayer dollars.
How did you come to this conclusion?
I'm specifically talking about ones that offer federal subsidies for living expenses. I feel like that takes away people's incentive to be independent and degrades work ethics.
It's actually quite the opposite - no one WANTS to be on programs like TANF and SNAP, it is seen as a last resort and with how the poor are stigmatized these days it is even less pleasant. For one, to even qualify for these programs you need to be working or actively looking for work. The only ones who live off social welfare programs are the elderly and disabled and I think we can both agree that cutting benefits for them would be a disaster. The idea of a "welfare queen" is a myth and these benefits don't provide enough to live on them alone - it's meant to be a supplement to one's income. Vast majority of recipients are low income individuals needing help to get by and these government programs are good ways to get help rather than go to more shady sources like payday loan stores.
Contrary to popular belief welfare and other programs like unemployment benefits are the most effective form of government stimulus simply because it's money that directly goes to individuals that on average spend more of their money simply because they have to. Thus helping grow the economy. It's the same idea behind why tax cuts for the middle class will improve the economy - because that group of people uses that extra income to use, whereas rich individuals are more likely to pocket it into a bank.
Your statements are so naive and it shows that you really don't have any interaction with people on welfare. The reality is that, although there are many who are on welfare as a last resort, they are also many(probably more) who are milking the system for free money while taking odd/illegal jobs off the books on the side.
I have several friends who work for social services, and a few who are on social services, and the reality of what actually goes on compoletely contradicts the theory you paint about social programs in your first paragraph. Your theory sounds nice, but it does not reflect the reality of what really goes on with people receiving social services.
and to be clear, I am not against welfare or unemployment at all, I do think they are extremely important, but they are in harsh need of reform, and when I say reform I don't mean take them away completely, I mean revise the benefit packages and add job placement and education programs to the benefits while at the same time taking away benefits from those not actively seeking employment and/or engaging in illegal activities
Your friends' stories don't match up with government reports and other collected data out there. I'm not sure why you decide to say I'm the naive one when you're trying to use anecdotes as evidence.
On unemployment: "Finally, $580 million of the $2.45 billion in total UI overpayments for 2001, or 1.9% of total UI payments for that year, was attributable to fraud or abuse within the UI program."
source: http://waysandmeans.house.gov/legacy/humres/107cong/6-11-02/6-11find.html
SNAP: "More than 46 million people receive food stamps, nearly half of them children. The average monthly benefit is $132 per person."
"Overall, food stamp fraud costs taxpayers about $750 million a year, or 1 percent of the $75 billion program that makes up the bulk of the department's total budget for the Supplemental Nutrition Assistance Program."
source: http://www.huffingtonpost.com/2012/05/24/food-stamp-fraud-agriculture-department_n_1542034.html
"The national payment error rate reported for SNAP, which combines states' overpayments and underpayments to program participants, has declined by 56 percent from 1999 to 2009, from 9.86 percent to a record low of 4.36 percent."
source: http://www.gao.gov/products/GAO-10-956T
Data for Unemployment Insurance (UI) is harder to come by since it's a state thing but here's a chart for each state. The highest fraud rate looks to be Arizona with 7.1%.
There's a lot more data like that out there if you're interested in reading more. And a lot of the over-payments are attributable to government/human error rather than someone willingly trying to game the system money they paid into anyway. You're way more likely to see government fraud done by defense contractors employed by the government rather than citizens. I agree with the bolded but at the same time the system is fine as it is, IMO. If one is actually serious about ending government fraud - that energy is better put to use going after corporate welfare like subsidies to shitty companies. "Corporate welfare in the federal budget costs taxpayers almost $100 billion a year... Policymakers claim that business subsidies are needed to fix alleged market failures or to help American companies better compete in the global economy. However, corporate welfare often subsidizes failing and mismanaged businesses and induces firms to spend more time on lobbying rather than on making better products. Instead of correcting market failures, federal subsidies misallocate resources and introduce government failures into the marketplace."
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