Part of it depends on what you plan to do outside of gaming. Me, I plan to do a lot of media work (editing, encoding, etc.). These tasks have been MT-friendly for a while now, so they'll naturally work better with a quad than with a dual. This is influencing my decision to wait for the Q9450. Also, quad-friendly games are bound to come sooner rather than later. Take Alan Wake. It'll be a Vista-exclusive game, and Remedy is pegging a dual-core as the minimum processor for the job--quad as recommended. Current games like those in Orange Box, yes, probably won't benefit much from quads (But I don't know about Crysis--it's still early in the lifecycle and could see an upgrade that can give quads a boost. We'll have to see), but since quads have been out for a while now, expect more and more games to take advantage of them. After all, going from 2-CPU coding to 4-CPU isn't as big a stretch as it was going from 1 to 2. IOW, a nice quad will probably make for a better long-term investment.
PS. As for the video card, go high but don't max out. If you ask me, a 512MB 8800GTS looks like the optimal bang for the buck. GTX costs quite a bit more for not that much benefit over the GTS, last I checked. Also, if you can afford to wait, let the GeForce 9 series come out in the next month or so. This should help drop prices on the 8's. (An exception to the not maxing out rule: if you have a high-res LCD, say 30 inches, then you'll probably need to max out to get full resolution on it)
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