The closest thing I have ever played to a action+business type game is X2 & X3. They are space sims with thousands of AI ships and factories that drive a space economy.
You can fly practically every ship in the game from small scouts to huge carriers.
You can fight and kill everyone in sight.
You can build factories all around space to meet business demands in the areas.
You can do jobs and as you advance in rank you can get better ships and fight stronger enemies.
The game has a thriving modding community.
If you have a strong system, you can whitness huge battles with actual AI driven interactive units not just background fighting. At the end of the plot, you will be pit again hundreds of ships in one area all trying to ahnialate each other. There are explosions and debre everywhere while you try to survive the fight. If was very entertaining. This battle almost killed my poor Radeon 3850.
Cons:
The game did not work out of box. You need to make sure you have all the patches for it to work.
The game is not really an RPG. There is no leveling or magic or anything like that. Not sure this is a bad thing but you requested a level up type game.
The game has a high learning curve and the instructions and tutorials are not very representative of the game.
The story is a laughable after thought. Its an open world game. You can keep playing and never do the plot if you want.
Although the ships look great, in the few cut scenes during the plot, the character models are horrendous.
Lastly, if you can figure out how to use mods, definitly install the ones you like. There are tons of great mods for this game that make the game 10x better than the vanilla version.
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