Actually, if you own a console, you can probably get by on a substandard gaming PC and still play the major PC releases. All the major PC exclusives I know of will run just fine on a GTX 460, Star Citizen included (although it's severely downgraded on that card, so a GTX 660 would be better). The money that would be spent on an expensive graphics card could go to buying a console instead - thereby unlocking the largest number of exclusive titles available to you.
[But many in PC gaming would consider that thought sacrilegious.]
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