well it did literally happen 5 times, no exaggeration. Though thankfully, the problem is somewhat resolved, they are sending me a "code" to renew my 10 months left of xbox live gold from the prepaid, I have yet to hear from them to get this "code"

Yes, I was exaggerating when I said its a conspiracy, but, nonetheless, they still are having "problems" with taking the credit card off the account, due to "unknown" charges. But thank you for all of your replies, it always helps.