Trying updating your Nvidia drivers to the latest ones. http://www.nvidia.com/Download/index.aspx?lang=en-us
If you see a game you'd like to run in DX10, then go for Vista. It's pretty stable now and it runs great.
Windows Vista 32bitCore 2 Duo 2.13ghz2gb ddr2 ramXFX GeForce 8800GTS 320mb230gb hard drive (7200)22" Acer lcd monitor
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