Well the 260 GTX is a higher end model than the 9800GTX+. That is why it is more expensive and if you would look at benchmarks of the two cards you would see that it performs better also.
Do NOT skimp out on the PSU. Its the backbone of your system and if that thing fails it might damage other components as well. I'd really reccoment getting the Corsair 750W PSU and don't look back.
I use thismic and it works just fine. You'll need to get a clip or something to clip it on your shirt or you can clip it on your headphone wire if you wear headphones.Â
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