150 to have a refurb mailed to you, 120 to exchange it for a slim. They mail your disc back to you, the service is quick, but far from painless as you will lose all your save game files that you dont have backed up. Taking your hard drive out will be of no use to you since the ps3 REQUIRES a format of any HDD installed into it...even one used with another PS3. Ive done this before as you can tell. Much more painless to do a self fix...or take it to a fix it place. Normally YLOD is like a 75 dollar fix.
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