I would keep the XB1 and buy a PS4 when I could afford it because you could very well end up disappointed that you didn't. Besides, you'll be missing out on a whole lot of great upcoming big budget exclusives on the XB1; not to mention you'd be downgrading the quality of online service that you've become used to with XBL.
Quantum Break
Fable Legends
Tomb Raider (timed exclusive)
Halo Guardians
new IP from Rare (it's been rumored that Rare has multiple projects currently in the works)
Forza 6
Crackdown
Scalebound
Gears of War
Phantom Dust
What big guns does the PS4 have coming besides Bloodborne and Uncharted 4? Seriously, don't give up one for the other you'll regret it especially if all you've ever known is Xbox.
In my opinion, none of the games you mention all are that impressive outside of Halo 5 and Tomb Raider (which is a timed exclusive). The Halo series have taken a nose dive since bungie stoped making it, and I am not really impress with the new one at all. You also left out important Playstation exclusive like Persona 5 (Only on Ps4/PS3), No man's sky (PC/PS4 exclusive) and MLB the show 2015 (sonly esclusive game). I knew this was going to boil into a system war, which is silly in my opinion. I personally would not trade either system for each other. But if I had to go with one I would go with a PS4 or a Wii U over Xbox One, mainly for the fact that I really do not see any exclusive games worth playing on the system.
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