Another reason why going to college is WAY too expensive

ummm not all schools are really expensive. the college i'm going to cost about $5000 per year. and my state has a scholarship that pays for your tuition if you keep a 3.0 gpa or higher, and i'm sure other states have the same thing.

I lucked out with an Army ROTC scholarship. It's a shame that some commander in the western region overspent by millions and there is a tremendous dearth of scholarships right now. It sucks to see kids who deserve one not being able to.

[QUOTE="rawsavon"]

[QUOTE="sSubZerOo"] You are oversimplyfing the notion and coming off as insulting that the people who are indebt were careless and not "forward thinking"..

LJS9502_basic

I agree
-as someone whose mom worked two and half jobs just for us to live I find it insulting that you say it was all due to a lack of " forward thinking"...needless to say I had to put myself through school (all 4 times) with grants, working full time, AND LOANS

Not to mention your suggestion would cripple all future economic growth

Maybe our parents were just not smart enough to feed us less and save for our (possible) future educational plans... :roll:

ummm not all schools are really expensive. the college i'm going to cost about $5000 per year. and my state has a scholarship that pays for your tuition if you keep a 3.0 gpa or higher, and i'm sure other states have the same thing.

needled24-7

Which state?

Here in Michigan, the only ******* thing I got was a measly 3 grand to put me through a couple years at community college that I got from doing exceptional on all my MEAPs (Michigan standardized test). My 3.5 didn't mean jack **** but low and behold there are a billion scholarships for freaking atheletes....

[QUOTE="needled24-7"]

ummm not all schools are really expensive. the college i'm going to cost about $5000 per year. and my state has a scholarship that pays for your tuition if you keep a 3.0 gpa or higher, and i'm sure other states have the same thing.

LostProphetFLCL

Which state?

Here in Michigan, the only ******* thing I got was a measly 3 grand to put me through a couple years at community college that I got from doing exceptional on all my MEAPs (Michigan standardized test). My 3.5 didn't mean jack **** but low and behold there are a billion scholarships for freaking atheletes....

Go to state college for a few years and then transfer to a better one if need be.

[QUOTE="LostProphetFLCL"]

[QUOTE="needled24-7"]

ummm not all schools are really expensive. the college i'm going to cost about $5000 per year. and my state has a scholarship that pays for your tuition if you keep a 3.0 gpa or higher, and i'm sure other states have the same thing.

needled24-7

Which state?

Here in Michigan, the only ******* thing I got was a measly 3 grand to put me through a couple years at community college that I got from doing exceptional on all my MEAPs (Michigan standardized test). My 3.5 didn't mean jack **** but low and behold there are a billion scholarships for freaking atheletes....

Yeah I love this state but our government completely blows here.

I just love dumping a good 6th of my pay into taxes when I can't pay for college (because oh yeah, my parents are supposed to pay everything despite barely being able to afford their current life which isn't lavish), have no healthcare, and we are even having trouble freaking keeping up our roads.....

I have basically lost 2 years of my life not being able to go to school because I just couldn't pay (which BTW I think my GPA was up to the 3.7's last semester). Should have graduated a year younger than most (graduated HS when I was 17) but now I am going to be graduating a year LATER at LEAST.....

it is freaking ridiculous. kids go to college, study what they want. graduate with basically a mortgage ( but only 10 years to pay it off ) and are lucky if they can get jobs paying $30K/year.

it is freaking ridiculous. kids go to college, study what they want. graduate with basically a mortgage ( but only 10 years to pay it off ) and are lucky if they can get jobs paying $30K/year.

comp_atkins

[QUOTE="needled24-7"]

ummm not all schools are really expensive. the college i'm going to cost about $5000 per year. and my state has a scholarship that pays for your tuition if you keep a 3.0 gpa or higher, and i'm sure other states have the same thing.

LostProphetFLCL

Which state?

Here in Michigan, the only ******* thing I got was a measly 3 grand to put me through a couple years at community college that I got from doing exceptional on all my MEAPs (Michigan standardized test). My 3.5 didn't mean jack **** but low and behold there are a billion scholarships for freaking atheletes....

it is freaking ridiculous. kids go to college, study what they want. graduate with basically a mortgage ( but only 10 years to pay it off ) and are lucky if they can get jobs paying $30K/year.

comp_atkins

That's why college isn't for most people. Those of you thinking of business degrees, you may be better off not bothering...that is unless you are one of the lucky ones that parents pay your college for you.

For example: I am an independant. I have been since I was 18. In order to live, I had to work 2 jobs while getting my computer science degree. Therefore, I made about 20k-25k a year while in college, but most of that went towards living expenses. It isn't cheap paying all your own bills.

So since I made a "decent" amount of money for a college kid, the school decided I was too well off, and therefore I couldn't receive and grants. Colleges assume that parents are paying for their kids, so independents like me get totally screwed. So all of my scholarships included, I still ended up with 25k of debt by the time I graduated (out of state student...which they refused to give me residency for some reason even though I lived here full time and worked here full time through college).

So, saying that a kid, whose dad died early in life and worked his whole childhood in order to help pay bills for his family, was not forward thinking enough to avoid getting a few loans, is insulting to me as well.

[QUOTE="comp_atkins"]

it is freaking ridiculous. kids go to college, study what they want. graduate with basically a mortgage ( but only 10 years to pay it off ) and are lucky if they can get jobs paying $30K/year.

That's why college isn't for most people. Those of you thinking of business degrees, you may be better off not bothering...that is unless you are one of the lucky ones that parents pay your college for you.

For example: I am an independant. I have been since I was 18. In order to live, I had to work 2 jobs while getting my computer science degree. Therefore, I made about 20k-25k a year while in college, but most of that went towards living expenses. It isn't cheap paying all your own bills.

So since I made a "decent" amount of money for a college kid, the school decided I was too well off, and therefore I couldn't receive and grants. Colleges assume that parents are paying for their kids, so independents like me get totally screwed. So all of my scholarships included, I still ended up with 25k of debt by the time I graduated (out of state student...which they refused to give me residency for some reason even though I lived here full time and worked here full time through college).

So, saying that a kid, whose dad died early in life and worked his whole childhood in order to help pay bills for his family, was not forward thinking enough to avoid getting a few loans, is insulting to me as well.

[QUOTE="comp_atkins"]

it is freaking ridiculous. kids go to college, study what they want. graduate with basically a mortgage ( but only 10 years to pay it off ) and are lucky if they can get jobs paying $30K/year.

UltimoIce

That's why college isn't for most people. Those of you thinking of business degrees, you may be better off not bothering...that is unless you are one of the lucky ones that parents pay your college for you.

For example: I am an independant. I have been since I was 18. In order to live, I had to work 2 jobs while getting my computer science degree. Therefore, I made about 20k-25k a year while in college, but most of that went towards living expenses. It isn't cheap paying all your own bills.

So since I made a "decent" amount of money for a college kid, the school decided I was too well off, and therefore I couldn't receive and grants. Colleges assume that parents are paying for their kids, so independents like me get totally screwed. So all of my scholarships included, I still ended up with 25k of debt by the time I graduated (out of state student...which they refused to give me residency for some reason even though I lived here full time and worked here full time through college).

So, saying that a kid, whose dad died early in life and worked his whole childhood in order to help pay bills for his family, was not forward thinking enough to avoid getting a few loans, is insulting to me as well.

[QUOTE="LostProphetFLCL"]

[QUOTE="needled24-7"]

ummm not all schools are really expensive. the college i'm going to cost about $5000 per year. and my state has a scholarship that pays for your tuition if you keep a 3.0 gpa or higher, and i'm sure other states have the same thing.

carrot-cake

Which state?

Here in Michigan, the only ******* thing I got was a measly 3 grand to put me through a couple years at community college that I got from doing exceptional on all my MEAPs (Michigan standardized test). My 3.5 didn't mean jack **** but low and behold there are a billion scholarships for freaking atheletes....

I know why it is and I think it needs to change.

I am all for entertainment making money (after all my two passions I want to go into are film and music) but when it comes to college I think it is BS that they dump all their money into athletes just because they can put a ball in a hoop or whatever.

College is an EDUCATIONAL institution and yet the academia contantly gets ignored in favor of the stupid ass sports. It's one thing to have those scholarships for athletes bt it is another when there isn't crap being made available for the people who are actually there for a freaking education....

[QUOTE="carrot-cake"]

[QUOTE="LostProphetFLCL"]

Which state?

Here in Michigan, the only ******* thing I got was a measly 3 grand to put me through a couple years at community college that I got from doing exceptional on all my MEAPs (Michigan standardized test). My 3.5 didn't mean jack **** but low and behold there are a billion scholarships for freaking atheletes....

LostProphetFLCL

I know why it is and I think it needs to change.

I am all for entertainment making money (after all my two passions I want to go into are film and music) but when it comes to college I think it is BS that they dump all their money into athletes just because they can put a ball in a hoop or whatever.

College is an EDUCATIONAL institution and yet the academia contantly gets ignored in favor of the stupid ass sports. It's one thing to have those scholarships for athletes bt it is another when there isn't crap being made available for the people who are actually there for a freaking education....

[QUOTE="UltimoIce"]

[QUOTE="comp_atkins"]

it is freaking ridiculous. kids go to college, study what they want. graduate with basically a mortgage ( but only 10 years to pay it off ) and are lucky if they can get jobs paying $30K/year.

comp_atkins

That's why college isn't for most people. Those of you thinking of business degrees, you may be better off not bothering...that is unless you are one of the lucky ones that parents pay your college for you.

For example: I am an independant. I have been since I was 18. In order to live, I had to work 2 jobs while getting my computer science degree. Therefore, I made about 20k-25k a year while in college, but most of that went towards living expenses. It isn't cheap paying all your own bills.

So since I made a "decent" amount of money for a college kid, the school decided I was too well off, and therefore I couldn't receive and grants. Colleges assume that parents are paying for their kids, so independents like me get totally screwed. So all of my scholarships included, I still ended up with 25k of debt by the time I graduated (out of state student...which they refused to give me residency for some reason even though I lived here full time and worked here full time through college).

So, saying that a kid, whose dad died early in life and worked his whole childhood in order to help pay bills for his family, was not forward thinking enough to avoid getting a few loans, is insulting to me as well.

For people that have a clear understanding of what they want to do. I don't think many 18 year olds know yet. Going to college to go, then ending up with a pointless degree is a waste of time.

I knew from the start that I wanted to go into computer science...and it paid off for me.

And yeah, some business degrees are not useless, but you are playing the lotto. You almost have to go masters anymore for it to mean something.

[QUOTE="LostProphetFLCL"]

[QUOTE="carrot-cake"]
Thats due to atheletes being paid far more than anyone else. People value entertainment far too much and therefore prices are highly inflated which leads to atheltes being paid these huge amounts of money.

comp_atkins

I know why it is and I think it needs to change.

I am all for entertainment making money (after all my two passions I want to go into are film and music) but when it comes to college I think it is BS that they dump all their money into athletes just because they can put a ball in a hoop or whatever.

College is an EDUCATIONAL institution and yet the academia contantly gets ignored in favor of the stupid ass sports. It's one thing to have those scholarships for athletes bt it is another when there isn't crap being made available for the people who are actually there for a freaking education....

Exactly...

UT (Texas) football makes 10 million a year for the school (above expenses, coach's pay, etc.)
-that money is used for academics/scholarships

Student loans here don't increase past the rate of inflation, and you don't pay them back until you're earning a steady salary of over £16,000 or something.

[QUOTE="LostProphetFLCL"]

[QUOTE="carrot-cake"]
Thats due to atheletes being paid far more than anyone else. People value entertainment far too much and therefore prices are highly inflated which leads to atheltes being paid these huge amounts of money.

comp_atkins

I know why it is and I think it needs to change.

I am all for entertainment making money (after all my two passions I want to go into are film and music) but when it comes to college I think it is BS that they dump all their money into athletes just because they can put a ball in a hoop or whatever.

College is an EDUCATIONAL institution and yet the academia contantly gets ignored in favor of the stupid ass sports. It's one thing to have those scholarships for athletes bt it is another when there isn't crap being made available for the people who are actually there for a freaking education....

I never got any compensation for any of the band crap I did in HS and we were much better than the POS football team....

Academics are seriously overlooked and it really annoys the piss out of me.

This is also another reason that the ARTS aren't study more at schools. Not like a care about arts though, useless if you ask me.

[QUOTE="comp_atkins"][QUOTE="UltimoIce"]

That's why college isn't for most people. Those of you thinking of business degrees, you may be better off not bothering...that is unless you are one of the lucky ones that parents pay your college for you.

For example: I am an independant. I have been since I was 18. In order to live, I had to work 2 jobs while getting my computer science degree. Therefore, I made about 20k-25k a year while in college, but most of that went towards living expenses. It isn't cheap paying all your own bills.

So since I made a "decent" amount of money for a college kid, the school decided I was too well off, and therefore I couldn't receive and grants. Colleges assume that parents are paying for their kids, so independents like me get totally screwed. So all of my scholarships included, I still ended up with 25k of debt by the time I graduated (out of state student...which they refused to give me residency for some reason even though I lived here full time and worked here full time through college).

So, saying that a kid, whose dad died early in life and worked his whole childhood in order to help pay bills for his family, was not forward thinking enough to avoid getting a few loans, is insulting to me as well.

UltimoIce

For people that have a clear understanding of what they want to do. I don't think many 18 year olds know yet. Going to college to go, then ending up with a pointless degree is a waste of time.

I knew from the start that I wanted to go into computer science...and it paid off for me.

And yeah, some business degrees are not useless, but you are playing the lotto. You almost have to go masters anymore for it to mean something.

I don't think any degree is pointless if you know what you can do with it. People have been incredibly successful with "joke" degrees like History and Communications, etc. I think the most important thing nowadays is that you diversify your resume with jobs and activities that augment degrees that are more open-ended like those. Anybody can get a degree, but it's the kids who held steady jobs all throughout college, or were heavily involved in clubs like SGB or ROTC who are gonna make those History, Business, and Communications degrees worth something. But, I agree that a lot of people are still of the mindset that you can just get a degree and make 50k out of college, and that just doesn't happen. They end up making 25-30k/year after incurring heavy college debt.

It's rather expensive for some. However, that is not always the case. For example, I'm now working on my Masters and am completely dept free. Scholarships ftw! I'm know for a fact that is not the case for everyone but one does not always have to attend an expensive school for a decent education.mindstorm

Yeah, I never understood why people are so adamantly opposed to living at home and going to community college for 2 years and then transferring. You can save a ton of money that way. I lucked out and will come out of college debt-free with a scholarship, but I wouldn't have any shame in doing that. My brother's friend is going to an expensive out of state school relying totally on loans. He doesn't work while enrolled either, so he's going to be beat when he graduates.

[QUOTE="comp_atkins"]

[QUOTE="LostProphetFLCL"]

I know why it is and I think it needs to change.

I am all for entertainment making money (after all my two passions I want to go into are film and music) but when it comes to college I think it is BS that they dump all their money into athletes just because they can put a ball in a hoop or whatever.

College is an EDUCATIONAL institution and yet the academia contantly gets ignored in favor of the stupid ass sports. It's one thing to have those scholarships for athletes bt it is another when there isn't crap being made available for the people who are actually there for a freaking education....

LostProphetFLCL

I never got any compensation for any of the band crap I did in HS and we were much better than the POS football team....

Academics are seriously overlooked and it really annoys the piss out of me.

[QUOTE="comp_atkins"]

[QUOTE="LostProphetFLCL"]

I know why it is and I think it needs to change.

I am all for entertainment making money (after all my two passions I want to go into are film and music) but when it comes to college I think it is BS that they dump all their money into athletes just because they can put a ball in a hoop or whatever.

College is an EDUCATIONAL institution and yet the academia contantly gets ignored in favor of the stupid ass sports. It's one thing to have those scholarships for athletes bt it is another when there isn't crap being made available for the people who are actually there for a freaking education....

rawsavon

Exactly...

UT (Texas) football makes 10 million a year for the school (above expenses, coach's pay, etc.)
-that money is used for academics/scholarships

Yeah, sadly enough Nebraska's football program makes soooo much money, I think they are the 4th most valuable football program in America (which with such a small population, it shows how insane people are about their football here).

[QUOTE="LostProphetFLCL"]

[QUOTE="comp_atkins"] student athletes are not paid ( other than scholarship ) for their work. the school is profiting far more ( usually ) from the athletes' efforts than the athletes get in return. large athletic programs can generate millions of dollars a year for a school. money which can be used to improve the institution, provide scholarship money for other students, etc..

comp_atkins

I never got any compensation for any of the band crap I did in HS and we were much better than the POS football team....

Academics are seriously overlooked and it really annoys the piss out of me.

Never saw any scholarships for band in college.

Another problem is the fact that tuition for the past 2 decades has been increasing at huge rates.. While wages have been stagnating overall.. sSubZerOo

Yes and programs for certificates have died off too.

I plan on using my tax refund to pay for CNA certification, something that used to be offered for free all over as long as you signed a contract to work at the place afterwards....

Oh and did I mention that my work has been needing CNA's for a while now and that CNA's are getting mandated to work extra shifts left and right? Yet somehow programs to get people into such jobs stay dead. Makes no sense....

[QUOTE="comp_atkins"][QUOTE="LostProphetFLCL"]

I never got any compensation for any of the band crap I did in HS and we were much better than the POS football team....

Academics are seriously overlooked and it really annoys the piss out of me.

LostProphetFLCL

Never saw any scholarships for band in college.

College is only for ppl who wanna make something of themselves....:|

whats wrong with the world these days?

elfimis

[QUOTE="elfimis"]

College is only for ppl who wanna make something of themselves....:|

whats wrong with the world these days?

Hopkins_J

The rates are high for schools because they waste a ton of money. What happens is congressmen want to get elected, so they promise more money for the schools saying it will improve education (it won't). When they get elected, they get money for the schools and the schools build 60,000,000 dollar buildings (in the case of Central Michigan University), then they have to pay for the costs of keeping it running. Hmmm, i wonder how they get money to run a sixy million dollar building ;) It sure isn't from states that are billions of dollars in debt.

I am honestly starting to wish i would have gone to the private schooli wanted to go to, it would have been cheaper but i would have had to buy a car and commute. Now Tuition is going up 20% here at my school and people praise the schools president for not taking a raise...HA

I'm going to this engineering school thats about 38K per year for tuition, not including room and board, meal plan, books, etc...

Thankfully my parents make enough to help out, and scholarship do too. If not, I would definitely be going to University of Maryland.

junior college is where its at. YOu can save tens of thousands of dollars, take easier classes, and then transfer to a four year school to finish up.

in hindsight I wish I did that

junior college is where its at. YOu can save tens of thousands of dollars, take easier classes, and then transfer to a four year school to finish up.

in hindsight I wish I did that

mrbojangles25

The rates are high for schools because they waste a ton of money. What happens is congressmen want to get elected, so they promise more money for the schools saying it will improve education (it won't). When they get elected, they get money for the schools and the schools build 60,000,000 dollar buildings (in the case of Central Michigan University), then they have to pay for the costs of keeping it running. Hmmm, i wonder how they get money to run a sixy million dollar building ;) It sure isn't from states that are billions of dollars in debt.

I am honestly starting to wish i would have gone to the private schooli wanted to go to, it would have been cheaper but i would have had to buy a car and commute. Now Tuition is going up 20% here at my school and people praise the schools president for not taking a raise...HA

hoola

I know someone that went/is going (don't know anymore) to Central Michigan. I think she should be a junior now if she stayed in (again, not sure...I think she was struggling academically).

I grew up near South Bend, so I know enough to stay away from Michigan! :)

[QUOTE="mrbojangles25"]

junior college is where its at. YOu can save tens of thousands of dollars, take easier classes, and then transfer to a four year school to finish up.

in hindsight I wish I did that

wstfld

[QUOTE="the_one34"]

Stuff like this makes me appreciate that tertiary education in my country is free.

Zerocrossings

Wow. Where do you live?

It's not really uncommon, here in Ireland you just pay the initial registration fee and then third level education is free for the year. Of course you have to pay for housing and stuff yourself. Haha the only way people come out of college in debt here is from partying too much or buying a car when they don't have the money :lol: What you get to do in college here is completely dependent on your second level exam results and very little to do with your wallet.

the case in OP's link is about someone who went to med school and who took out loans with ABSURD interest rates. so, why this argument is not valid based on that example: 1) Medical school is way more expensive than other kinds of tertiary education 2) Interest rates like that are probably a result of poor contract picking 3) Doctors can make $500K+ a year, so NBDquiglythegreat

Medical school here is free, but you basically have to be in the top 0.5% to get into it.

[QUOTE="Zerocrossings"]

[QUOTE="the_one34"]

Stuff like this makes me appreciate that tertiary education in my country is free.

Nkemjo

Wow. Where do you live?

It's not really uncommon, here in Ireland you just pay the initial registration fee and then third level education is free for the year. Of course you have to pay for housing and stuff yourself. Haha the only way people come out of college in debt here is from partying too much or buying a car when they don't have the money :lol: What you get to do in college here is completely dependent on your second level exam results and very little to do with your wallet.

wow...that sounds close to perfect

i wish my country viewed its people as an investment instead of a wallet