BREAKING NEWS: House cannot pass Senate Health Care Bill

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rawsavon

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#151 rawsavon
Member since 2004 • 40001 Posts

[QUOTE="rawsavon"][QUOTE="-Sun_Tzu-"] The big tax in the senate bill is the excise tax, which has been referred to as the tax on "cadillac health care plans". Here's the best explanation of it that I could find on teh interwebz.

"the tax begins on family plans costing $23,000 a year, and that sum grows at the rate of inflation in the Consumer Price Index plus one percentage point (so if inflation that year was 3.3 percent, the threshold would grow by 4.3 percent)."

- Ezra Klein

-Sun_Tzu-

Thank you Would that be my only tax and/or my maximum tax increase...or would that be in addition to other smaller health care taxes (as far as health care is concerned, not talking about other taxes in general)

Payroll taxes are going to be increased by .9% on individuals making more than 200,000 and families making more than 250,000. There is also a 10% tax on indoor tanning salons. I think that's it as far as taxes go.

Does the .9% tax decrease incrementally down to a certain $ value or is 200,000 the floor for the tax?

If that is the floor, then it appears I would only be looking at a maximum 4-5% tax on my Health Care Package (not income) because make waay less than 200K...do I have that right?

If I do have that right (5% tax on Plan)...that is a SMALL price to pay to help people IMO

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PannicAtack

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#152 PannicAtack
Member since 2006 • 21040 Posts

umm no you tried to promote your line as a way to say its the governments job to help people. When the whole point of this nation was to get away from a overbearing government. So why would they want to impose government control on healthcare when thats what they were running away from?

njean777

You are being outrageously over-simplistic.

The founding fathers disagreed on several things, and they obviously weren't all "small-government" people. Like John Adams, the Federalist? Or Thomas Jefferson, who wanted to get rid of inheritance? And Benjamin Franklin, who came up with the idea of public lending libraries and the fire department?

They weren't the band of like-minded libertarians you seem to have dreamed them up as. They didn't revolt because of petty things like taxes or because the English government was "too big." They revolted because Britain had transgressed on their rights several times over. If you think that there's a comparable situation...

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-Sun_Tzu-

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#153 -Sun_Tzu-
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umm no you tried to promote your line as a way to say its the governments job to help people. When the whole point of this nation was to get away from a overbearing government. So why would they want to impose government control on healthcare when thats what they were running away from?

njean777

This nation was created due to an opposition to monarchism. This nation was not founded on the principle of not allowing the government to provide aid and benefits to its citizens.

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njean777

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#154 njean777
Member since 2007 • 3807 Posts

[QUOTE="njean777"]

[QUOTE="nocoolnamejim"] Do you also believe that hospitals should still treat you if you get shot and wheeled into an emergency room without health care insurance? Because if you do not have insurance, it is the rest of us that foots the bill for your treatment in the form of higher premiums that are passed onto everyone else.nocoolnamejim

no they should have to pay for it themselves, its their fault they do not have healthcare, no matter what you do there is always a way to get healthcare, there are many private options available if your job doesnt offer it. Also if you smoke or are obese you should have to pay extra as you are a higher liability to health insurers.

Let me be more explicit. This is only a hypothetical, not intended as anything else. You decide that you're going to take the risk of not having health insurance. You walk down the street tomorrow and some jerk shoots you for the money in your wallet. You're lying there on the sidewalk bleeding out. Fortunately, one of your neighbors sees you there and calls an ambulance. You are rushed to a hospital (kept alive along the way by hospital workers that would normally be paid for by health insurance that you do not have). Meanwhile, someone else working for the hospital (whose salary is paid for by the hospital...who makes their money by billing people who get their care, of which you are not one of them since you have no insurance) calls your family. They rush to the hospital to be by your side in your hour of need. But before you can actually be treated for medical care (since in this world we envision, NO care can be extended until it is paid for) some paperwork needs to be taken care of first. Your family is asked for your proof of insurance. Alas! You lack suck proof. "I'm very sorry Mrs. Njean777. We're just gonna have to let your husband die. Alternatively, you and all your family better pay up RIGHT NOW or he'll bleed out." Now, keep in mind, emergency medical care is far, FAR more expensive than preventative care. That's why most commercial companies in the U.S. so strongly encourage preventative medical care. It's where the saying "An ounce of prevention is worth a pound of cure" comes from. Things light heart attacks, cancer, liver failure, etc. tend to be more preventable than cureable. Alas, your family does not have liquid assets or proof thereof ready to hand over at a moment's notice to pay $200K for a very expensive operation. You die. Game over. If only there was some way where the risk of such things could be spread not over just your family. Or the thousand people you may have met in your lifetime. Imagine if the cost of your $200K treatment could be spread over a million people. It becomes very affordable at that point. This is obviously a dramatized example, but it serves the point. Emergency care, at present, is GUARANTEED in the U.S. But it is paid for in the form of higher premiums that all of us people who HAVE health insurance pay to the slackers who choose to roll the dice and take their chances.

like i said before you should have to pay for that emergency care, but it doesnt have to be up front but most hospitals make you pay a deductible anyways, it could be done through a plan like most hospitals will do.

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nocoolnamejim

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#155 nocoolnamejim
Member since 2003 • 15136 Posts

[QUOTE="nocoolnamejim"][QUOTE="njean777"]

no they should have to pay for it themselves, its their fault they do not have healthcare, no matter what you do there is always a way to get healthcare, there are many private options available if your job doesnt offer it. Also if you smoke or are obese you should have to pay extra as you are a higher liability to health insurers.

njean777

Let me be more explicit. This is only a hypothetical, not intended as anything else. You decide that you're going to take the risk of not having health insurance. You walk down the street tomorrow and some jerk shoots you for the money in your wallet. You're lying there on the sidewalk bleeding out. Fortunately, one of your neighbors sees you there and calls an ambulance. You are rushed to a hospital (kept alive along the way by hospital workers that would normally be paid for by health insurance that you do not have). Meanwhile, someone else working for the hospital (whose salary is paid for by the hospital...who makes their money by billing people who get their care, of which you are not one of them since you have no insurance) calls your family. They rush to the hospital to be by your side in your hour of need. But before you can actually be treated for medical care (since in this world we envision, NO care can be extended until it is paid for) some paperwork needs to be taken care of first. Your family is asked for your proof of insurance. Alas! You lack suck proof. "I'm very sorry Mrs. Njean777. We're just gonna have to let your husband die. Alternatively, you and all your family better pay up RIGHT NOW or he'll bleed out." Now, keep in mind, emergency medical care is far, FAR more expensive than preventative care. That's why most commercial companies in the U.S. so strongly encourage preventative medical care. It's where the saying "An ounce of prevention is worth a pound of cure" comes from. Things light heart attacks, cancer, liver failure, etc. tend to be more preventable than cureable. Alas, your family does not have liquid assets or proof thereof ready to hand over at a moment's notice to pay $200K for a very expensive operation. You die. Game over. If only there was some way where the risk of such things could be spread not over just your family. Or the thousand people you may have met in your lifetime. Imagine if the cost of your $200K treatment could be spread over a million people. It becomes very affordable at that point. This is obviously a dramatized example, but it serves the point. Emergency care, at present, is GUARANTEED in the U.S. But it is paid for in the form of higher premiums that all of us people who HAVE health insurance pay to the slackers who choose to roll the dice and take their chances.

like i said before you should have to pay for that emergency care, but it doesnt have to be up front but most hospitals make you pay a deductible anyways, it could be done through a plan like most hospitals will do.

But how does the hospital KNOW you can pay if you don't have insurance? While you're bleeding to death on the operating table, with doctors unable to work on you until your paperwork is settled, should the hospital administrators be verifying your finances and checking on your credit history to ensure that you'll be able to pay the bill....even through a payment plan?
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-Sun_Tzu-

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#156 -Sun_Tzu-
Member since 2007 • 17384 Posts

[QUOTE="-Sun_Tzu-"][QUOTE="rawsavon"] Thank you Would that be my only tax and/or my maximum tax increase...or would that be in addition to other smaller health care taxes (as far as health care is concerned, not talking about other taxes in general)rawsavon

Payroll taxes are going to be increased by .9% on individuals making more than 200,000 and families making more than 250,000. There is also a 10% tax on indoor tanning salons. I think that's it as far as taxes go.

Does the .9% tax decrease incrementally down to a certain $ value or is 200,000 the floor for the tax?

If that is the floor, then it appears I would only be looking at a maximum 4-5% tax on my Health Care Package (not income) because make waay less than 200K...do I have that right?

If I do have that right (5% tax on Plan)...that is a SMALL price to pay to help people IMO

I'm pretty sure that 200,000 is the floor for the tax, so yeah, I would say that you have it right.

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rawsavon

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#157 rawsavon
Member since 2004 • 40001 Posts

[QUOTE="rawsavon"]

[QUOTE="-Sun_Tzu-"] Payroll taxes are going to be increased by .9% on individuals making more than 200,000 and families making more than 250,000. There is also a 10% tax on indoor tanning salons. I think that's it as far as taxes go. -Sun_Tzu-

Does the .9% tax decrease incrementally down to a certain $ value or is 200,000 the floor for the tax?

If that is the floor, then it appears I would only be looking at a maximum 4-5% tax on my Health Care Package (not income) because make waay less than 200K...do I have that right?

If I do have that right (5% tax on Plan)...that is a SMALL price to pay to help people IMO

I'm pretty sure that 200,000 is the floor for the tax, so yeah, I would say that you have it right.

You have been most helpful in clearing this matter up...thank you
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On3ShotOneKill

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#158 On3ShotOneKill
Member since 2008 • 1219 Posts

Wow, this has become my biggest topic ever. Never expected this many responses :o

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njean777

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#159 njean777
Member since 2007 • 3807 Posts

[QUOTE="njean777"]

umm no you tried to promote your line as a way to say its the governments job to help people. When the whole point of this nation was to get away from a overbearing government. So why would they want to impose government control on healthcare when thats what they were running away from?

-Sun_Tzu-

This nation was created due to an opposition to monarchism. This nation was not founded on the principle of not allowing the government to provide for its citizens.

still they were running away from an overbearing government they had no freedom of religion, which would probably lead to less freedoms. The real reason america is here is cuz of freedom of religion. I wasnt alive then so i had no clue if they were more oppressed in england then just no having the right to practice their religion.

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nocoolnamejim

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#160 nocoolnamejim
Member since 2003 • 15136 Posts

Wow, this has become my biggest topic ever. Never expected this many responses :o

On3ShotOneKill
There are three types of threads that are virtually guaranteed to get at least 100 responses. 1. Religion 2. Politics 3. Popularity threads.
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Vandalvideo

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#161 Vandalvideo
Member since 2003 • 39655 Posts
[QUOTE="nocoolnamejim"] But how does the hospital KNOW you can pay if you don't have insurance? While you're bleeding to death on the operating table, with doctors unable to work on you until your paperwork is settled, should the hospital administrators be verifying your finances and checking on your credit history to ensure that you'll be able to pay the bill....even through a payment plan?

In keeping with Republican dogma; let them bleed to death.
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PannicAtack

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#162 PannicAtack
Member since 2006 • 21040 Posts

[QUOTE="-Sun_Tzu-"][QUOTE="njean777"]

umm no you tried to promote your line as a way to say its the governments job to help people. When the whole point of this nation was to get away from a overbearing government. So why would they want to impose government control on healthcare when thats what they were running away from?

njean777

This nation was created due to an opposition to monarchism. This nation was not founded on the principle of not allowing the government to provide for its citizens.

still they were running away from an overbearing government they had no freedom of religion, which would probably lead to less freedoms. The real reason america is here is cuz of freedom of religion. I wasnt alive then so i had no clue if they were more oppressed in england then just no having the right to practice their religion.

No.

You are talking about the Puritans. Who were completely different. And they didn't believe in freedom of religion.

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njean777

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#163 njean777
Member since 2007 • 3807 Posts

[QUOTE="njean777"]

[QUOTE="nocoolnamejim"] Let me be more explicit. This is only a hypothetical, not intended as anything else. You decide that you're going to take the risk of not having health insurance. You walk down the street tomorrow and some jerk shoots you for the money in your wallet. You're lying there on the sidewalk bleeding out. Fortunately, one of your neighbors sees you there and calls an ambulance. You are rushed to a hospital (kept alive along the way by hospital workers that would normally be paid for by health insurance that you do not have). Meanwhile, someone else working for the hospital (whose salary is paid for by the hospital...who makes their money by billing people who get their care, of which you are not one of them since you have no insurance) calls your family. They rush to the hospital to be by your side in your hour of need. But before you can actually be treated for medical care (since in this world we envision, NO care can be extended until it is paid for) some paperwork needs to be taken care of first. Your family is asked for your proof of insurance. Alas! You lack suck proof. "I'm very sorry Mrs. Njean777. We're just gonna have to let your husband die. Alternatively, you and all your family better pay up RIGHT NOW or he'll bleed out." Now, keep in mind, emergency medical care is far, FAR more expensive than preventative care. That's why most commercial companies in the U.S. so strongly encourage preventative medical care. It's where the saying "An ounce of prevention is worth a pound of cure" comes from. Things light heart attacks, cancer, liver failure, etc. tend to be more preventable than cureable. Alas, your family does not have liquid assets or proof thereof ready to hand over at a moment's notice to pay $200K for a very expensive operation. You die. Game over. If only there was some way where the risk of such things could be spread not over just your family. Or the thousand people you may have met in your lifetime. Imagine if the cost of your $200K treatment could be spread over a million people. It becomes very affordable at that point. This is obviously a dramatized example, but it serves the point. Emergency care, at present, is GUARANTEED in the U.S. But it is paid for in the form of higher premiums that all of us people who HAVE health insurance pay to the slackers who choose to roll the dice and take their chances.nocoolnamejim

like i said before you should have to pay for that emergency care, but it doesnt have to be up front but most hospitals make you pay a deductible anyways, it could be done through a plan like most hospitals will do.

But how does the hospital KNOW you can pay if you don't have insurance? While you're bleeding to death on the operating table, with doctors unable to work on you until your paperwork is settled, should the hospital administrators be verifying your finances and checking on your credit history to ensure that you'll be able to pay the bill....even through a payment plan?

Oh please they will make a plan that works for you. Most do. have you ever had to pay off any health bills?, cuz i know i have and im not the richest person in the world.

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nocoolnamejim

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#164 nocoolnamejim
Member since 2003 • 15136 Posts
[QUOTE="Vandalvideo"][QUOTE="nocoolnamejim"] But how does the hospital KNOW you can pay if you don't have insurance? While you're bleeding to death on the operating table, with doctors unable to work on you until your paperwork is settled, should the hospital administrators be verifying your finances and checking on your credit history to ensure that you'll be able to pay the bill....even through a payment plan?

In keeping with Republican dogma; let them bleed to death.

I was actually hoping I'd see you tonight. You're one of the resident law experts on the forums. Would you mind moseying over to my "Best Democracy Money Can Buy?" thread and commenting on the recent Supreme Court ruling?
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njean777

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#165 njean777
Member since 2007 • 3807 Posts

Yeah. I don't think religion ever played a part in it. Unless you're talking about the Puritans, who were completely different people.

Im sorry but that is the reason sir or mam, have you ever read a history book or researched stuff on the internet?

British Colonists left England for the New World some time in the next century, many of the Puritans fleeing from religous persecution.

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PannicAtack

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#166 PannicAtack
Member since 2006 • 21040 Posts

Im sorry but that is the reason sir or mam, have you ever read a history book or researched stuff on the internet?

British Colonists left England for the New World some time in the next century, many of the Puritans fleeing from religous persecution.

njean777

Yes. The Puritans. A great deal of time prior to the American Revolution. And not big on religious freedom.

The Puritans had absolutely nothing to do with the American revolution. Their charter was revoked after a while because of things like the Salem Witch Trials. The American Revolution was about the British oppressing the English colonies by instilling ridiculous taxes, cutting off their trade, and denying them trial by jury in many cases.

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GabuEx

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#167 GabuEx
Member since 2006 • 36552 Posts

[QUOTE="PannicAtack"] Yeah. I don't think religion ever played a part in it. Unless you're talking about the Puritans, who were completely different people.njean777

Im sorry but that is the reason sir or mam, have you ever read a history book or researched stuff on the internet?

British Colonists left England for the New World some time in the next century, many of the Puritans fleeing from religous persecution.

Are you perchance familiar with the phrase"No taxation without representation"?

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nocoolnamejim

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#168 nocoolnamejim
Member since 2003 • 15136 Posts

Oh please they will make a plan that works for you. Most do. have you ever had to pay off any health bills?, cuz i know i have and im not the richest person in the world.

njean777
I'm not sure you're catching my point here. I'm not talking about working with the hospital administrators to work out a payment plan for something that will kill you over the course of a year or two like cancer. You have been shot. You do not have insurance. Unlike right now, where emergency treatment is guaranteed, there is no guarantee that the hospital gets reimbursed and therefore payment has to be settled before they can sew you back together. There's an urgency to this situation that I think you're missing. I'm sure, given time, the hospital would work with you and your family to come up with a payment plan. And you, lacking insurance, are a pretty good bet to eventually default and, because of the social safety nets already in place, become a ward of the government and end up relying upon taxpayer money when you later declared bankruptcy. But if the hospital did NOT provide care until payment was assured, and payment was not assured by folks who did not have insurance, then they would be forced to let you die rather than provide treatment. This is admittedly an extreme example, but in the scenario that you describe where it is everyone for themselves and "damnit the goverment shouldn't make me buy no stinkin' insurance" then it is also a realistic example of the risk you're taking.
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njean777

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#169 njean777
Member since 2007 • 3807 Posts

[QUOTE="njean777"]

Im sorry but that is the reason sir or mam, have you ever read a history book or researched stuff on the internet?

British Colonists left England for the New World some time in the next century, many of the Puritans fleeing from religous persecution.

PannicAtack

Yes. The Puritans. A great deal of time prior to the American Revolution. And not big on religious freedom.

The Puritans had absolutely nothing to do with the American revolution. Their charter was revoked after a while because of things like the Salem Witch Trials. The American Revolution was about the British oppressing the English colonies by instilling ridiculous taxes, cutting off their trade, and denying them trial by jury in many cases.

ok i stand corrected then, but as we can see the revolution was about a government crossing their bounds, just like they are trying to do today, by telling me i have to pay a tax on my healthcare and forcing me to have healthcare.

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PannicAtack

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#170 PannicAtack
Member since 2006 • 21040 Posts

[QUOTE="PannicAtack"]

[QUOTE="njean777"]

Im sorry but that is the reason sir or mam, have you ever read a history book or researched stuff on the internet?

British Colonists left England for the New World some time in the next century, many of the Puritans fleeing from religous persecution.

njean777

Yes. The Puritans. A great deal of time prior to the American Revolution. And not big on religious freedom.

The Puritans had absolutely nothing to do with the American revolution. Their charter was revoked after a while because of things like the Salem Witch Trials. The American Revolution was about the British oppressing the English colonies by instilling ridiculous taxes, cutting off their trade, and denying them trial by jury in many cases.

ok i stand corrected then, but as we can see the revolution was about a government crossing their bounds, just like they are trying to do today, by telling me i have to pay a tax on my healthcare and forcing me to have healthcare.

You cannot compare the grievances against the American Colonists with garden-variety taxes.
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-Sun_Tzu-

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#171 -Sun_Tzu-
Member since 2007 • 17384 Posts

[QUOTE="-Sun_Tzu-"][QUOTE="njean777"]

umm no you tried to promote your line as a way to say its the governments job to help people. When the whole point of this nation was to get away from a overbearing government. So why would they want to impose government control on healthcare when thats what they were running away from?

njean777

This nation was created due to an opposition to monarchism. This nation was not founded on the principle of not allowing the government to provide for its citizens.

still they were running away from an overbearing government they had no freedom of religion, which would probably lead to less freedoms. The real reason america is here is cuz of freedom of religion. I wasnt alive then so i had no clue if they were more oppressed in england then just no having the right to practice their religion.

That's actually not all that true. The founders listed why they were declaring dependence in the Declaration of Independence, and none of these reasons have to do with religion. Most of them had to do with a lack of representation in government, and unethical behavior. Yeah, they had a problem with big government, but when it came to things like quartering soldiers and depriving a person of a trial in front of a jury, not when it came to the government helping people. There was really no objection to the idea of the government actively helping the people that the government is obligated to serve.

I think you might be confusing the American revolutionaries with the Puritans, who arrived to what would eventually become the U.S some time earlier.

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njean777

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#172 njean777
Member since 2007 • 3807 Posts

[QUOTE="njean777"]

Oh please they will make a plan that works for you. Most do. have you ever had to pay off any health bills?, cuz i know i have and im not the richest person in the world.

nocoolnamejim

I'm not sure you're catching my point here. I'm not talking about working with the hospital administrators to work out a payment plan for something that will kill you over the course of a year or two like cancer. You have been shot. You do not have insurance. Unlike right now, where emergency treatment is guaranteed, there is no guarantee that the hospital gets reimbursed and therefore payment has to be settled before they can sew you back together. There's an urgency to this situation that I think you're missing. I'm sure, given time, the hospital would work with you and your family to come up with a payment plan. And you, lacking insurance, are a pretty good bet to eventually default and, because of the social safety nets already in place, become a ward of the government and end up relying upon taxpayer money when you later declared bankruptcy. But if the hospital did NOT provide care until payment was assured, and payment was not assured by folks who did not have insurance, then they would be forced to let you die rather than provide treatment. This is admittedly an extreme example, but in the scenario that you describe where it is everyone for themselves and "damnit the goverment shouldn't make me buy no stinkin' insurance" then it is also a realistic example of the risk you're taking.

but the hospital under law has to give you care, after you are treated then they set up the payment plan, how is any taxpayer paying them during the operation if you are gonna pay for it after you set up the plan.

maybe i did miss something

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GabuEx

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#173 GabuEx
Member since 2006 • 36552 Posts

ok i stand corrected then, but as we can see the revolution was about a government crossing their bounds, just like they are trying to do today, by telling me i have to pay a tax on my healthcare and forcing me to have healthcare.

njean777

The revolution was not over taxation, but, as I said above, taxation without representation. The American colonists had taxes levied on them, yet had no representation in the British Parliament, which caused them to be able to have a say over neither the nature of the taxes levied nor the way in which they were used.

Unless you are asserting that those whose taxes would be raised have no representation today in Congress, then it seems to me that you cannot assert that we are in the same situation that the colonists found themselves in.

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njean777

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#174 njean777
Member since 2007 • 3807 Posts

That's actually not all that true. The founders listed why they were declaring dependence in the Declaration of Independence, and none of these reasons have to do with religion. Most of them had to do with a lack of representation in government, and unethical behavior. There was really no objection to the idea of the government actively helping the people that the government is obligated to serve.

I think you might be confusing the American revolutionaries with the Puritans, who arrived to what would eventually become the U.S some time earlier.

yes i was i corrected myself :oops:

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#175 PannicAtack
Member since 2006 • 21040 Posts

[QUOTE="njean777"]

ok i stand corrected then, but as we can see the revolution was about a government crossing their bounds, just like they are trying to do today, by telling me i have to pay a tax on my healthcare and forcing me to have healthcare.

GabuEx

The revolution was not over taxation, but, as I said above, taxation without representation. The American colonists had taxes levied on them, yet had no representation in the British Parliament.

Unless you are asserting that those whose taxes would be raised have no representation today in Congress, then it seems to me that you cannot assert that we are in the same situation that the colonists found themselves in.

And it was about a heck of a lot more things than taxes. Denial of trial by jury in many cases, cutting off their trade, martial law...
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njean777

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#176 njean777
Member since 2007 • 3807 Posts

[QUOTE="njean777"]

ok i stand corrected then, but as we can see the revolution was about a government crossing their bounds, just like they are trying to do today, by telling me i have to pay a tax on my healthcare and forcing me to have healthcare.

GabuEx

The revolution was not over taxation, but, as I said above, taxation without representation. The American colonists had taxes levied on them, yet had no representation in the British Parliament, which caused them to be able to have a say over neither the nature of the taxes levied nor the way in which they were used.

Unless you are asserting that those whose taxes would be raised have no representation today in Congress, then it seems to me that you cannot assert that we are in the same situation that the colonists found themselves in.

they are gonna be raised though, most people from what i have seen dont want this (i do live in texas though :shock:), but the progressives are shoving it down our throat with out telling us the whole truth. So in a way we do not have any representation (the people). Now that they dont have the majority anymore they may not have the freedom to try to shove it down our throat.

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njean777

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#177 njean777
Member since 2007 • 3807 Posts

[QUOTE="GabuEx"]

[QUOTE="njean777"]

ok i stand corrected then, but as we can see the revolution was about a government crossing their bounds, just like they are trying to do today, by telling me i have to pay a tax on my healthcare and forcing me to have healthcare.

PannicAtack

The revolution was not over taxation, but, as I said above, taxation without representation. The American colonists had taxes levied on them, yet had no representation in the British Parliament.

Unless you are asserting that those whose taxes would be raised have no representation today in Congress, then it seems to me that you cannot assert that we are in the same situation that the colonists found themselves in.

And it was about a heck of a lot more things than taxes. Denial of trial by jury in many cases, cutting off their trade, martial law...

still taxes had a significant part.

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GabuEx

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#178 GabuEx
Member since 2006 • 36552 Posts

And it was about a heck of a lot more things than taxes. Denial of trial by jury in many cases, cutting off their trade, martial law...PannicAtack

Oh, absolutely, but taxation without representation was certainly a huge part of the colonists' beef with the Brits, and is the one most applicable to what I believe he's referring to.

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GabuEx

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#179 GabuEx
Member since 2006 • 36552 Posts

[QUOTE="PannicAtack"][QUOTE="GabuEx"]

The revolution was not over taxation, but, as I said above, taxation without representation. The American colonists had taxes levied on them, yet had no representation in the British Parliament.

Unless you are asserting that those whose taxes would be raised have no representation today in Congress, then it seems to me that you cannot assert that we are in the same situation that the colonists found themselves in.

njean777

And it was about a heck of a lot more things than taxes. Denial of trial by jury in many cases, cutting off their trade, martial law...

still taxes had a significant part.

No!

Taxes without representation!

Huge difference.

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nocoolnamejim

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#180 nocoolnamejim
Member since 2003 • 15136 Posts

[QUOTE="nocoolnamejim"][QUOTE="njean777"]

Oh please they will make a plan that works for you. Most do. have you ever had to pay off any health bills?, cuz i know i have and im not the richest person in the world.

njean777

I'm not sure you're catching my point here. I'm not talking about working with the hospital administrators to work out a payment plan for something that will kill you over the course of a year or two like cancer. You have been shot. You do not have insurance. Unlike right now, where emergency treatment is guaranteed, there is no guarantee that the hospital gets reimbursed and therefore payment has to be settled before they can sew you back together. There's an urgency to this situation that I think you're missing. I'm sure, given time, the hospital would work with you and your family to come up with a payment plan. And you, lacking insurance, are a pretty good bet to eventually default and, because of the social safety nets already in place, become a ward of the government and end up relying upon taxpayer money when you later declared bankruptcy. But if the hospital did NOT provide care until payment was assured, and payment was not assured by folks who did not have insurance, then they would be forced to let you die rather than provide treatment. This is admittedly an extreme example, but in the scenario that you describe where it is everyone for themselves and "damnit the goverment shouldn't make me buy no stinkin' insurance" then it is also a realistic example of the risk you're taking.

but the hospital under law has to give you care, after you are treated then they set up the payment plan, how is any taxpayer paying them during the operation if you are gonna pay for it after you set up the plan.

maybe i did miss something

Two problems with that view: 1. What incentive is there for hospitals to not charge you an arm and a leg after the fact? 2. If you default on your payments - and realistically given the cost of emergency care and how difficult it would be for your average person to be able to afford it without insurance it is more of a WHEN you default - then the costs tend to be passed along to everyone else in the form of higher premiums for those of us who DO buy insurance. Realistically, how many folks can afford - with interest - the payments required for a $200K or$ 500K hospital bill? We're not JUST talking about the emergency lifesaving procedure to keep you from dying on the spot. We're talking about months of care and rehab to follow. Most people without health insurance, regardless of the plan, CAN NOT AFFORD that sort of bill for any SERIOUS illness. Essentially, you are making a couple of massive assumptions. First, that emergency care will always be guaranteed. And second, that you will be able to pay for it afterwards...no matter what you make or what your family makes.



Health Insurance is like every other form of insurance. If you never need it, then it is a huge waste of money. But it is a hedge against huge downside risk. Let's say you buy fire insurance against your house burning down. If you never use it, then you waste your money. On the other hand, if you eventually need it, then the $15K in insurance that you've paid out over the years is turned into $200K for a new house. If you didn't have the insurance, you probably would have been completely ruined.
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PannicAtack

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#181 PannicAtack
Member since 2006 • 21040 Posts

[QUOTE="njean777"]

[QUOTE="PannicAtack"] And it was about a heck of a lot more things than taxes. Denial of trial by jury in many cases, cutting off their trade, martial law...GabuEx

still taxes had a significant part.

No!

Taxes without representation!

Huge difference.

And what kind of taxes? Taxes like needing to get stamps to put on playing cards and newspapers. Taxes on sugar and molasses. Taxes on tea. The list goes on and on.
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fidosim

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#182 fidosim
Member since 2003 • 12901 Posts
What's the point of being in the same party if you disagree on so much?Bourbons3
Both parties are like that, it just seems that Republicans are more closely united against the president's plans than Democrats are in promoting them. This isn't the end of health care reform at any rate, just an impetus for a more centrist bill. Scott Brown has said that he is not opposed to approving some large-scale overhaul of health care.
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On3ShotOneKill

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#183 On3ShotOneKill
Member since 2008 • 1219 Posts
[QUOTE="nocoolnamejim"][QUOTE="On3ShotOneKill"]

Wow, this has become my biggest topic ever. Never expected this many responses :o

There are three types of threads that are virtually guaranteed to get at least 100 responses. 1. Religion 2. Politics 3. Popularity threads.

Lol, glad I chose #2 :P
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nocoolnamejim

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#184 nocoolnamejim
Member since 2003 • 15136 Posts
[QUOTE="Bourbons3"]What's the point of being in the same party if you disagree on so much?fidosim
Both parties are like that, it just seems that Republicans are more closely united against the president's plans than Democrats are in promoting them. This isn't the end of health care reform at any rate, just an impetus for a more centrist bill. Scott Brown has said that he is not opposed to approving some large-scale overhaul of health care.

I wish I could believe that. But honestly, I have a hard time believing that Republicans are really, honestly in favor of ANY Health Care reform bill period. This bill is not at risk of failing because Obama did not reach out enough to Republicans. It is at risk of failing because Republicans benefit politically if it fails.
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Chutebox

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#185 Chutebox
Member since 2007 • 51611 Posts
[QUOTE="istuffedsunny"]Who cares anymore? People need to stop having faith in this country. It's done withTjeremiah1988
I blame Republicans.

You blame Republicans for not wanting this horrible bill to pass? Cool, thanks.
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PannicAtack

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#186 PannicAtack
Member since 2006 • 21040 Posts
[QUOTE="On3ShotOneKill"][QUOTE="nocoolnamejim"][QUOTE="On3ShotOneKill"]

Wow, this has become my biggest topic ever. Never expected this many responses :o

There are three types of threads that are virtually guaranteed to get at least 100 responses. 1. Religion 2. Politics 3. Popularity threads.

Lol, glad I chose #2 :P

Yes. Religion threads are always ugly and popularity threads are boring. Granted, I probably just say that because I am not popular.
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On3ShotOneKill

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#187 On3ShotOneKill
Member since 2008 • 1219 Posts
[QUOTE="On3ShotOneKill"][QUOTE="nocoolnamejim"] There are three types of threads that are virtually guaranteed to get at least 100 responses. 1. Religion 2. Politics 3. Popularity threads.PannicAtack
Lol, glad I chose #2 :P

Yes. Religion threads are always ugly and popularity threads are boring. Granted, I probably just say that because I am not popular.

Look on the bright side, you're far more popular than I am or ever will be. I'm just taking in this 2-4 day window of Gamespot fame and soaking it in :D
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PannicAtack

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#188 PannicAtack
Member since 2006 • 21040 Posts
[QUOTE="PannicAtack"][QUOTE="On3ShotOneKill"] Lol, glad I chose #2 :POn3ShotOneKill
Yes. Religion threads are always ugly and popularity threads are boring. Granted, I probably just say that because I am not popular.

Look on the bright side, you're far more popular than I am or ever will be. I'm just taking in this 2-4 day window of Gamespot fame and soaking it in :D

I'm unsuccessful with threads. I made one thread I was sure to get a lot of responses, and it looked like it was, buuut... it got locked.
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njean777

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#189 njean777
Member since 2007 • 3807 Posts

[QUOTE="njean777"]

[QUOTE="nocoolnamejim"] I'm not sure you're catching my point here. I'm not talking about working with the hospital administrators to work out a payment plan for something that will kill you over the course of a year or two like cancer. You have been shot. You do not have insurance. Unlike right now, where emergency treatment is guaranteed, there is no guarantee that the hospital gets reimbursed and therefore payment has to be settled before they can sew you back together. There's an urgency to this situation that I think you're missing. I'm sure, given time, the hospital would work with you and your family to come up with a payment plan. And you, lacking insurance, are a pretty good bet to eventually default and, because of the social safety nets already in place, become a ward of the government and end up relying upon taxpayer money when you later declared bankruptcy. But if the hospital did NOT provide care until payment was assured, and payment was not assured by folks who did not have insurance, then they would be forced to let you die rather than provide treatment. This is admittedly an extreme example, but in the scenario that you describe where it is everyone for themselves and "damnit the goverment shouldn't make me buy no stinkin' insurance" then it is also a realistic example of the risk you're taking.nocoolnamejim

but the hospital under law has to give you care, after you are treated then they set up the payment plan, how is any taxpayer paying them during the operation if you are gonna pay for it after you set up the plan.

maybe i did miss something

Two problems with that view: 1. What incentive is there for hospitals to not charge you an arm and a leg after the fact? 2. If you default on your payments - and realistically given the cost of emergency care and how difficult it would be for your average person to be able to afford it without insurance it is more of a WHEN you default - then the costs tend to be passed along to everyone else in the form of higher premiums for those of us who DO buy insurance. Realistically, how many folks can afford - with interest - the payments required for a $200K or$ 500K hospital bill? We're not JUST talking about the emergency lifesaving procedure to keep you from dying on the spot. We're talking about months of care and rehab to follow. Most people without health insurance, regardless of the plan, CAN NOT AFFORD that sort of bill for any SERIOUS illness. Essentially, you are making a couple of massive assumptions. First, that emergency care will always be guaranteed. And second, that you will be able to pay for it afterwards...no matter what you make or what your family makes.



Health Insurance is like every other form of insurance. If you never need it, then it is a huge waste of money. But it is a hedge against huge downside risk. Let's say you buy fire insurance against your house burning down. If you never use it, then you waste your money. On the other hand, if you eventually need it, then the $15K in insurance that you've paid out over the years is turned into $200K for a new house. If you didn't have the insurance, you probably would have been completely ruined.

1. to tell you the truth i dont know

2. well true it may be hard but it can be done, i may be old fashioned but if you need to pay for something then get it paid for by any means necessary that dont endanger someone else.

Also another question i have is how do we know this supposed healthcare the government will make you have will be any good? does anybody know what the terms are to this healthcare they are trying to force on us? For all i know or you know it could all be just a giant waste of money if the care is not up to par with what i already have.

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MagicMan4597

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#190 MagicMan4597
Member since 2007 • 413 Posts

[QUOTE="fidosim"][QUOTE="Bourbons3"]What's the point of being in the same party if you disagree on so much?nocoolnamejim
Both parties are like that, it just seems that Republicans are more closely united against the president's plans than Democrats are in promoting them. This isn't the end of health care reform at any rate, just an impetus for a more centrist bill. Scott Brown has said that he is not opposed to approving some large-scale overhaul of health care.

I wish I could believe that. But honestly, I have a hard time believing that Republicans are really, honestly in favor of ANY Health Care reform bill period. This bill is not at risk of failing because Obama did not reach out enough to Republicans. It is at risk of failing because Republicans benefit politically if it fails.

Is that why the Dems decided to have little closed-door chats where Republicans (or anyone for that matter) weren't invited?

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Serraph105

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#191 Serraph105
Member since 2007 • 36092 Posts
[QUOTE="nocoolnamejim"][QUOTE="On3ShotOneKill"]

Wow, this has become my biggest topic ever. Never expected this many responses :o

On3ShotOneKill
There are three types of threads that are virtually guaranteed to get at least 100 responses. 1. Religion 2. Politics 3. Popularity threads.

Lol, glad I chose #2 :P

also topics made by Serraph105. I mean that guy is something else with his topics.
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nocoolnamejim

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#192 nocoolnamejim
Member since 2003 • 15136 Posts

1. to tell you the truth i dont know

2. well true it may be hard but it can be done, i may be old fashioned but if you need to pay for something then get it paid for by any means necessary that dont endanger someone else.

Also another question i have is how do we know this supposed healthcare the government will make you have will be any good? does anybody know what the terms are to this healthcare they are trying to force on us? For all i know or you know it could all be just a giant waste of money if the care is not up to par with what i already have.

njean777
In answer to your question about the quality of the healthcare... WHO is providing the care does not change. It isn't a bunch of government doctors who are coming in and operating or taking over a bunch of hospitals or whatever. The same way that just having private insurance doesn't mean that whomever you buy your insurance from sends somebody out to operate on you. The arrangement with insurance is that you're basically paying someone a sum each month to cover your medical bills if you ever need it. "Government Run" health insurance would work the same way. Only, instead of paying that monthly sum to a private insurer you'd pay it to a public insurer. It wouldn't change how you actually RECEIVE care. Just who paid for it.
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deactivated-59d151f079814

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#193 deactivated-59d151f079814
Member since 2003 • 47239 Posts
All I know is A) I want medication for people to stop costing so much, a ridiculous amount in fact that can bankrupt people.. When those things cost a small fraction of the price it costs the patient.. Its immoral to profiteer from someones agony that much especially when their lives depend on it.. B) Premiums are through the roof, and the health industry is ran like a business.. A business where its shareholders not its customers or patients are put first, meaning between a life and a happy share holder, the company will always pick the second of those two.. C) Finally costs and their refusals need to go down, people say that this would bankrupt the industry.. But will it? Will it? If the industry was hurting so much why were they able to put out the largest lobbying campaign ever in history to go after this bill? Why are these companies capable of releasing new drugs every few weeks it seems regardless of teh radical side effects it has? Get back to me when I see a major health industry in dire straights, because it seems to be the biggest booming industry out there.. Where 1 out of 2 people are on some kind of medication regardless if they really need it or not..
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chessmaster1989

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#194 chessmaster1989
Member since 2008 • 30203 Posts

[QUOTE="Bourbons3"]What's the point of being in the same party if you disagree on so much?fidosim
Both parties are like that, it just seems that Republicans are more closely united against the president's plans than Democrats are in promoting them. This isn't the end of health care reform at any rate, just an impetus for a more centrist bill. Scott Brown has said that he is not opposed to approving some large-scale overhaul of health care.

You know, I'd be more willing to believe Republicans wished for healthcare reform if they actually put together a bill. Or thought about putting together a bill. Or put forth some ideas for a bill. Or did pretty much anything related to healthcare besides oppose the Dems bill.

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deactivated-59d151f079814

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#195 deactivated-59d151f079814
Member since 2003 • 47239 Posts

[QUOTE="fidosim"][QUOTE="Bourbons3"]What's the point of being in the same party if you disagree on so much?chessmaster1989

Both parties are like that, it just seems that Republicans are more closely united against the president's plans than Democrats are in promoting them. This isn't the end of health care reform at any rate, just an impetus for a more centrist bill. Scott Brown has said that he is not opposed to approving some large-scale overhaul of health care.

You know, I'd be more willing to believe Republicans wished for healthcare reform if they actually put together a bill. Or thought about putting together a bill. Or put forth some ideas for a bill. Or did pretty much anything related to healthcare besides oppose the Dems bill.

I blame the neo conservatives.. They have poisoned the Republican party in which unilateralism is the name of the game for every question they recieve..
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chessmaster1989

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#196 chessmaster1989
Member since 2008 • 30203 Posts

I was under the impression that Obama and Reid were unwilling to pass it through before Brown became seated.

honkyjoe

They've said basically they don't want any attempted shenanigans by the Dems, like holding up Brown's being seated so they can ram a new bill through. I don't think they said anything about the house...

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deactivated-5f9e3c6a83e51

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#197 deactivated-5f9e3c6a83e51
Member since 2004 • 57548 Posts

Good. Maybe they'll scrap that piece of garbage and actually take some time and come up with a well thought out bill. They'll get more votes if they put more effort and thought into it. Most people want health reform, they just didnt want a rushed garbage bill.

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deactivated-59d151f079814

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#198 deactivated-59d151f079814
Member since 2003 • 47239 Posts

Good. Maybe they'll scrap that piece of garbage and actually take some time and come up with a well thought out bill. They'll get more votes if they put more effort and thought into it. Most people want health reform, they just didnt want a rushed garbage bill.

sonicare
I'm not too sure about that, seeing as on both sides misinformation has been thrown around that the bill said nothing of.. In the words of K, a person is rationale and calm.. People are dangerous, stupid and panicky.. This past decade of the fear of terrorism is proof of this.. 9/11 was a horrible act, but a mere 3000 people are nothing compared to the gun deaths, car accidents, and other such things in the country.. You have a greater chance of getting killed in a car accident or struck by lightening then being killed by a terrorist as it stands.. Yet if a terrorist brought down a plane of a dozen people, every one would be freaking out and saying how we need more security when the murder rate is far higher statistically..
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_en1gma_

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#199 _en1gma_
Member since 2004 • 14617 Posts
**** sake...
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fidosim

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#200 fidosim
Member since 2003 • 12901 Posts

You know, I'd be more willing to believe Republicans wished for healthcare reform if they actually put together a bill. Or thought about putting together a bill. Or put forth some ideas for a bill. Or did pretty much anything related to healthcare besides oppose the Dems bill.

chessmaster1989
The party is out of power, so naturally they're on the defensive. And plenty of ideas have been put forward by Republicans, they are just antithetical to those put forth by Democrats.