[QUOTE="Nibroc420"] It's not hard to get a loan just barely over prime. 4.5% wouldn't be hard.Nibroc420
OK...that's with someone with good credit, equity, income, etc.
Students don't have that.
/facepalm No, they dont, if they're being irresponsible with their credit, and refuse to get a job. "Dang, i owe this credit card company $1200, good thing the minimum payment's only $50! I can still get those new BEATS headphones!" This is what happens when you jump into a conversation without reading the prior conversation. You are just repeating points I already made.
[QUOTE="KC_Hokie"][QUOTE="Nibroc420"] Yet the Federal reserve gives out loans at 0.75%. So loans are given out even lower. Keep talking out your a** though.Nibroc420
You (as in the individual) aren't a bank and can't get that Federal Reserve banking system rate. Good luck finding a loan lower than 6.5%. It's not hard to get a loan just barely over prime. 4.5% wouldn't be hard.OK...that's with someone with good credit, equity, income, etc.
Didn't yet. I always wait at least 6 months after consoles are released. Launch libraries are usually weak and there are still bugs and flaws they will work out.
[QUOTE="Nibroc420"][QUOTE="KC_Hokie"][QUOTE="Nibroc420"] No-one is going to loan you money if you dont have a job.... Are you insane?lol...that was my initial explanation for why you can't declare bankruptcy on student loans. Because no one else will give you loans that low plus possible deferment or forbearance. Yet the Federal reserve gives out loans at 0.75%. So loans are given out even lower. Keep talking out your a** though.You (as in the individual) aren't a bank and can't get that Federal Reserve banking system rate. Good luck finding a loan lower than 6.5%.
[QUOTE="Omni-Slash"][QUOTE="KC_Hokie"] What? You can only get loans lower than that if you have perfect credit, collateral, equity and a career. No.....not at all....student loans for college students (normally co-signed by a parent or guardian ...no matter what the parent's credit score is) are well under that 16% you listed....if you are talking the government loan you are easily getting that 6.8%..... wtf did you just write?
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