online is free on the ps3... i own all all 3 systems and can tell you its great owning all 3. the main difference between the ps3 and the 360 is gonna come down to first party games. on multisystem games it just depends on which one you think you will enjoy it better, and it'll come down to would you rather play it using a sixaxis controller or a 360 controller. i personally like the feel of the sixaxis better and i really like the interface of the menu system on the ps3.
ps3 pros
 -no need to buy attachments (hddvd player, wirelress internet adapter, rechargeable batteries)
 -first party games
 -if you liked the feel of the ps2 controller you'll feel at home here
 -free online (works great and will improve)
ps3 cons
-not a lot of games out at the moment
 -the online store is in its infancy
xbox 360 pros
-lots of games out
-great online system
 -first party games
xbox 360 cons
 -have to buy lots of add ons
-50 bucks for online
 all in all they are both great and i think both their online plans will be equal by the end of the year. i personally like my ps3 better and probably will buy all the 3rd party games for it and just buy the 1st party games for the 360, but that's just because i love the feel of the ps3 controler.
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